651 Brady Ln Unit 26, Pontiac, MI 48342

Public Foreclosure Notice

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00 AM, August 25, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Quintin Hardy and Oneida Hardy, Husband and Wife to Flagstar Bank, FSB, Mortgagee, dated May 14, 2019, and recorded on May 23, 2019, in Liber 52858, Page 114, Oakland County Records, said mortgage was assigned to Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust X-D by an Assignment of Mortgage dated July 16, 2026 and recorded July 22, 2026 in Liber 61394, Page 784, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thirty-One Thousand Seven Hundred Twenty-Nine and 89/100 ($231,729.89) including interest at the rate of 4.65700% per annum. Said premises are situated in the City of Pontiac, Oakland County, Michigan, and are described as: Unit 26, Fairview Village Condominium, according to the Master Deed recorded in Liber 31915, pages 608 through 673, inclusive, Oakland County Records, and designated as Oakland County Condominium Subdivision Plan No. 1600, together with rights in general common elements and limited common elements as set forth in the above described Master Deed and Amendments thereto and as disclosed by Act 59 of the Public Acts of 1978, as amended Commonly known as: 651 Brady Ln Unit 26, Pontiac, MI 48342 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: July 28, 2026 Randall S. Miller & Associates, P.C. Attorneys for Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust X-D 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 22MI00801-5 (7-28)(8-18)