36390 Glouchester, Clinton Township, MI 48035

Public Foreclosure Notice

NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage be foreclosed by a sale of the mortgaged premises, or some part of them, at public auction sale to the highest bidder for cash or cashier's check at that place where Circuit Court is held in Macomb County, Michigan, starting promptly at 10:00 a.m., on Friday, August 28, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain Future Advance Mortgage (“Mortgage”) to secure an indebtedness in the amount of $158,210.00, from Annette Manzella and Vito Manzella (collectively, the “Mortgagor”), which is currently held by ARCPE 1, LLC, dated April 18, 2005, recorded on May 12, 2005, at Instrument No. 5084904, Liber 16688, Page 611, of the Records of the Macomb County Register of Deeds, on which Mortgage there is claimed to be due at the date hereof the sum of $309,646.20 as of May 13, 2026, plus regular interest accruing on the principal thereafter at the rate of 5.75% per annum, plus default interest and loan fees that continue to accrue thereafter, plus late charges, corporate advances, and escrow advances that continue to accrue thereafter, plus any applicable contractual prepayment penalty, plus legal fees and costs. No suit or proceeding at law has been instituted to recover the debt secured by said Mortgage or any part thereof. Said premises are commonly known as 36390 Glouchester, Clinton Township, Michigan 48035, situated in Macomb County, Michigan, and are described as follows: Land Situated in the Township of Clinton, County of Macomb and State of Michigan, to wit: Unit 13, Diamond Pointe Condominium, a Condominium according to the Master Deed recorded in Liber 6229 on Pages 717 through 759, both inclusive, Macomb County Records, and designated as Macomb County Condominium Subdivision Plan No. 448, together with rights in general common elements and limited common elements, as set forth in the above described Master Deed and all amendments thereto; and as described in Act 59 of the Public Acts of 1978, as amended. Tax Number: 11-30-253-013 Notice is further given that the length of the redemption shall be six months from the date of sale. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. If the mortgaged premises is sold at a foreclosure sale under MCL Chapter 600, under section 3278, the Mortgagor will be held responsible to the person who buys the mortgaged premises at the mortgage foreclosure sale for damaging the mortgaged premises during the redemption period. This Instrument Prepared By: Zachary D. Prendergast, Esq. Robbins Kelly Patterson & Tucker 312 Elm Street, Suite 2200 Cincinnati, Ohio 45202 Phone: (513) 721-3330 Fax: (513) 721-5001 E-Mail: zprendergast@rkpt.com (7-24)(8-14)