14525 Neff Road, Clio, MI 48420

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement Under the power of sale contained herein in said mortgage and the statute in such case made and provided, notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or a cashier's check at the place of holding the circuit court in Genesee County, starting promptly at 11:00 AM, on March 4, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Default has been made in the conditions of a mortgage made by Joseph A Leclaire, married man, as his sole and separate property, original mortgagor, to Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc., dated September 23, 2005, and recorded October 14, 2005 in 200510140099961, in Genesee County records, Michigan, and assigned to Citimortgage, Inc. by an Assignment of Mortgage recorded on August 6, 2012 in 201208060064631, and assigned to Christiana Trust, a division of Wilmington Savings Fund Society, FSB, as Trustee for Stanwich Mortgage Loan Trust, Series 2012-14 by an Assignment of Mortgage recorded on December 14, 2012 in 201212140093595, and assigned to Citimortgage, Inc. by an Assignment of Mortgage recorded on April 25, 2014 in 201404250033950, and assigned to Bayview Loan Servicing, LLC by an Assignment of Mortgage recorded on June 4, 2015 in 201506040052184, and assigned to Bayview Dispositions IVA, LLC by an Assignment of Mortgage recorded on August 19, 2020 in 202008190058023, and assigned to Wilmington Savings Fund Society, FSB dba Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust V by an Assignment of Mortgage recorded on August 19, 2020 in 202008190058024 , and assigned to US Bank Trust National Association as trustee for the FW Series I Trust by an Assignment of Mortgage recorded onAugust 19, 2020 in 202008190058025,on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Sixty-Two Thousand Two Hundred Forty-Six and 62/100 dollars ($162,246.62). Said premises are situated in the Township of Vienna, County of Genesee, and State of Michigan, and particularly described as: A Parcel of land in the Fractional Northeast ¼ of the Fractional Northeast ¼ f Fractional Section 2, Town 9 North, Range 6 East, Vienna Township, Genesee County, Michigan described as follows: Begin at the Northeast comer of said Section; thence South 00 degrees 18 minutes 40 seconds East, on the East line of said Section, 330.00 feet; thence South 89 degrees 53 minutes 40 seconds West, parallel with and 330.00 feet, measured at right angles, South of the North line of said Section, 211.93 feet; thence North 00 degrees 14 minutes 40 seconds West, parallel with the East ? line of said Section, 330.00 feet to said North section line, thence North 89 degrees 53 minutes 40 seconds East, on said North Section line, 211.55 feet to the point of beginning. Property Address:14525 Neff Road, Clio, MI 48420 Parcel No.: 18-02-200-027 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: January 23, 2026 For more information, please call: (513) 444-4100 Sottile and Barile PLLC Attorneys for Plaintiff 394 Wards Corner Boulevard, Suite 180 Loveland, OH 45140 File MF2408010 – Leclaire, Joseph (01-23)(02-13)