8841 Lambs Rd, Wales, MI 48027

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Saint Clair County, starting promptly at 1:00 PM, on January 8, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Stephanie L. Collins, a married woman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): UMB Bank, National Association, not in its individual capacity, but solely as Legal Title Trustee for PRL Title Trust I Date of Mortgage: June 9, 2017 Date of Mortgage Recording: June 22, 2017 Amount claimed due on date of notice: $117,745.31 Description of the mortgaged premises: Situated in Township of Wales, Saint Clair County, Michigan, and described as: A parcel of land being a portion of the East 1/2 of the Northwest 1/4 of Section 22, Town 6 North, Range 15 East, Wales Township, St. Clair County, Michigan, described as: Commencing at the interior corner of said Section 22; thence North 89 degrees 47 minutes 30 seconds West 1355.50 feet along the East and West 1/4 line to a point on the centerline of Wales Center Road; thence along said centerline, North 617.08 feet; thence North 73 degrees 30 minutes 36 seconds East 344.16 feet along the approximate Northerly right of way of the former P.M. RR as fenced, to the Point of Beginning; thence North 656.19 feet; thence North 89 degrees 59 minutes West 330.0 feet; thence North 269.54 feet along the centerline of Wales Center Road to a point on the centerline of Lambs Road; thence along said centerline North 78 degrees 50 minutes 30 seconds East 601.00 feet; thence South 11 degrees 09 minutes 30 seconds East 929.57 feet to a point on the Northerly right of way line of the former P.M. RR, as fenced, along said Northerly right of way line of the former P.M. RR, as fenced, South 73 degrees 30 minutes 36 seconds West 458.39 feet to the point of beginning. Excepting therefrom A parcel of land being a part of the Northwest 1/4 of Section 22, Town 6 North, Range 15 East, Wales Township, St. Clair County, Michigan and described as: Commencing at the Interior corner of said Section 22; thence North 89 degrees 47 minutes 17 seconds West 1355.09 feet along the East and West 1/4 line of said Section 22, as monumented, to a point on the centerline of Wales Center Road; thence North 616.88 feet along the centerline of Wales Center Road; thence North 73 degrees 30 minutes 36 seconds East 344.16 feet to the point of beginning of this description; thence continuing North 73 degrees 30 minutes 36 seconds East 458.39 feet; thence North 11 degrees 09 minutes 30 seconds West 401.57 feet; thence North 89 degrees 59 minutes 00 seconds West 361.82 feet; thence South 524.19 feet to the point of beginning of this description. Common street address (if any): 8841 Lambs Rd, Wales, MI 48027-3102 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: November 26, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (11-26)(12-17)