7415 Franklin Ridge Ln, West Bloomfield, MI 48322

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00 AM, on March 3, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Sharon Kramer, an unmarried woman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): Finance of America Reverse LLC Date of Mortgage: July 3, 2018 Date of Mortgage Recording: July 16, 2018 Amount claimed due on date of notice: $266,117.93 Description of the mortgaged premises: Situated in Charter Township of West Bloomfield, Oakland County, Michigan, and described as: Lot 15, except beginning at the Northeast corner of said Lot; thence long Easterly Lot line South 04 degrees 02 minutes 20 seconds West 32.50 feet; thence North 24 degrees 03 minutes 36 seconds West 40.40 feet to the Northerly line of Lot 15; thence 19.37 feet along said Lot line on a curve to the left radius 60.00 feet; thence South 75 degrees 34 minutes 12 seconds to the left radius 60.00 feet; thence chord South 76 degrees 34 minutes 12 seconds East 19.29 feet, distance of 19.37 feet to the point of beginning, Franklin Ridge Subdivision, as recorded in Liber 120, Page 19 of Plats, Oakland County Records Assessed as: Franklin Ridge Lot 15 exc beg at NE Lot Cor, TH S 04-02-20 W 32.50 Ft, TH N 24-03-36 W 40.40 ft, TH ALG Curve Concave Nely, RAD 60 ft, Chord bears S 76-34-12 E 19.29 ft dist of 19.37 ft to beg. Common street address (if any): 7415 Franklin Ridge Ln, West Bloomfield, MI 48322-4126 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: December 30, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (12-30)(01-20)