677 Constance Street, Rogers City, MI 49779

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Presque Isle County, starting promptly at 11:00am on Friday April 17, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Luanne Bannasch, an unmarried women, original mortgagor, granted a Mortgage to Mortgage Electronic Registration Systems, Inc acting solely as nominee for Quicken Loans Inc. dated December 4, 2009 and recorded December 28, 2009 as Liber 485 Page 597; and assigned to JP Morgan Chase Bank, National Association by document recorded May 5, 2014 as Liber 549 Page 645; and assigned to Federal National Mortgage Association, its successors or assigns by document recorded August 8, 2016 as Liber 580 Page 856; and assigned to Nationstar Mortgage LLC D/B/A Mr. Cooper by document recorded August 16, 2019 as Liber 621 Page 961; and assigned to US Bank Trust National Association, not in its Individual Capacity but Solely as Owner Trustee for VRMTG Asset Trust by document recorded November 23, 2021 as Liber 663 Page 95-97; and assigned to J.P. Morgan Mortgage Acquisition Corp. by document recorded January 8, 2025 as Liber 707 Page 109-111; and assigned to Wilmington Savings Fund Society, FSB, as Owner Trustee of The Residential Credit Opportunities Trust IX-A c/o AMIP Management by document recorded October 29, 2025 as Liber 719 Page 295-297 in official records of Presque Isle County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $86,389.80. The following described premises situated in the City of Rogers City, County of Presque Isle, State of Michigan, as described: Lot 33, Plat of HORNBACHER`S SECOND ADDITION to the Original Plat of the City of Rogers City, Presque Isle County, Michigan, according to plat thereof recorded at Liber 2 of Plats page 21, Presque Isle County Records. Commonly known as: 677 Constance Street, Rogers City, MI 49779 Tax Parcel: 150-012-000-033-00 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: February 25, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 25-10002 (03-05)(03-26)