640 Shenandoah Drive, Clawson, MI 48017

Public Foreclosure Notice

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in OAKLAND County, starting promptly at 10:00 AM, on June 2, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Andrea M. Kozak, unmarried woman, whose address is 640 Shenandoah Drive, Clawson, Michigan 48017, as original Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for Talmer Bank and Trust, being a mortgage dated September 2, 2015, and recorded on September 16, 2015 in Liber 48610 Page 279. Said mortgage was modified by three loan modification agreements. The first dated April 27, 2022 and recorded June 7, 2022, in Liber 57826 Page 6. The second dated August 27, 2024 and recorded September 30, 2024, in Liber 59675 Page 50. The third dated June 18, 2025 and recorded August 20, 2025, in Liber 60464 Page 141, Oakland County Records, State of Michigan and assigned by said mortgagee through mesne assignments to MCLP Asset Company, Inc., as assignee as documented by an assignment dated June 30, 2025 and recorded on July 10, 2025 in Liber 60343 Page 608, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of TWO HUNDRED TWENTY-THREE THOUSAND FIVE HUNDRED NINETY-ONE AND 69/100 DOLLARS ($223,591.69). Said premises are situated in the City of Clawson, County of Oakland, State of Michigan, and are described as: LOTS 353 & 354 – AREO GARDENS, ACCORDING TO THE PLAT THEREOF AS RECORDED IN LIBER 41, PAGE 7 OF PLATS, OAKLAND COUNTY RECORDS. Street Address: 640 Shenandoah Drive, Clawson, Michigan 48017 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: May 5, 2026 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490) Johnson, Blumberg & Associates LLC 30 North LaSalle St., Suite 3650 Chicago, Illinois, 60602 312.541.9710 – Phone 312.541.9711 – Fax File No.: MI 26 7179 (5-5)(5-26)