610 Community St, Lansing, MI 48906

Public Foreclosure Notice

SHORT FORECLOSURE NOTICE – INGHAM COUNTY Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Ingham County, starting promptly at 10:00 AM, on April 02, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Ralph Robert Maldonado and Beatrice E. Maldonado, husband and wife Original Mortgagee: Option 1 Credit Union, ISAOA Date of mortgage: September 21, 2007 Recorded on October 11, 2007, Liber 3283, on Page 876, and re-recorded via Loan Modification recorded on October 04, 2011 in Document No. 2011-035806 Foreclosing Assignee (if any): Citigroup Mortgage Loan Trust 2021-RP5 Amount claimed to be due at the date hereof: Sixty-Nine Thousand Two Hundred Eight and 78/100 Dollars ($69,208.78) Mortgaged premises: Situated in Ingham County, and described as: Lot 36 of Supervisors Plat of Community Home Sites, according to the plat thereof recorded in Liber 11 of Plats, page 42 of Ingham County Records. Commonly known as 610 Community St, Lansing, MI 48906 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Citigroup Mortgage Loan Trust 2021-RP5 Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 1586784 (03-05)(03-26)