606 South Clay Street, Sturgis, MI 49091

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in St. Joseph County, starting promptly at 10:00 AM on 9/17/2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Names of Mortgagor(s): Charles Ridley Jr. Original mortgagee: 1st Source Bank. Date of mortgage: 3/11/2019. Mortgage recorded on 3/21/2019 as Liber 1951 Page 914. Foreclosing Assignee (if any): 1st Source Bank. Amount claimed to be due at the date hereof: $60,042.53 Mortgaged premises: Situated in St. Joseph County, and described as: LAND SITUATED IN THE CITY OF STURGIS, COUNTY OF SAINT JOSEPH, STATE OF MICHIGAN, IS DESCRIBED AS FOLLOWS: LOT(S) 70, EXCEPT THE EAST 112 FEET OF FRANK W. WAIT'S ADDITION TO THE CITY OF STURGIS, ACCORDING TO THE RECORDED PLAT THEREOF, AS RECORDED IN LIBER 1 OF PLATS ON PAGE 50. Commonly known as 606 South Clay Street, Sturgis, MI 49091. The redemption period will be 6 months from the date of such sale, unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned under MCL 600.3241a, the redemption period will be 30 days from the date of such sale, or 15 days after the statutory notice, whichever is later. If the property is determined abandoned under MCL 600.3241, the redemption period will be 1 month from the date of such sale. If the property is presumed to be used for agricultural purposes pursuant to MCL 600.3240(16), the redemption period is 1 year from the date of such sale. The redemption period may be extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Date of Notice: 08/14/2026. Codilis & Moody, P.C. 15W030 North Frontage Road, Suite 100 Burr Ridge, IL 60527 (313) 536-2500. This law firm is a debt collector. C&M File 23-26-00410 (08-14)(09-04)