500 Adelaide Circle, Muskegon, MI 49445

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE This firm is a debt collector attempting to collect a debt. Any information we obtain will be used for that purpose. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Muskegon County, Michigan, starting promptly at eleven o'clock in the forenoon on Friday, September 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The mortgage was made by ADELAIDE POINTE MULTI-USE, LLC, a Michigan limited liability company ("Mortgagor"), to WEST SHORE BANK, a Michigan banking corporation, having an office at 201 W. Loomis Street, Ludington, Michigan 49431-0627 (the "Mortgagee"), dated February 28, 2024, and recorded in the office of the Register of Deeds for Muskegon County, Michigan on February 29, 2024, in Liber 4349, Page 447 (the "Mortgage"). By reason of a default under the conditions of the Mortgage, the Mortgagee elects to declare and hereby declares the entire unpaid amount of the Mortgage due and payable forthwith. Mortgagee is the owner of the indebtedness secured by the Mortgage. As of the date of this Notice there is claimed to be due for principal and interest on the Mortgage the sum of Seven Million Eight Hundred Forty-Seven Thousand Six Hundred Twenty and 30/100 Dollars ($7,847,620.30). No suit or proceeding at law has been instituted to recover the debt secured by the Mortgage or any part thereof. The premises covered by the Mortgage are situated in the City of Muskegon, County of Muskegon, State of Michigan, and are described as follows: All that part of Block 578 of the Revised Plat of 1903 of the City of Muskegon, Section 25, Town 10 North, Range 17 West, City of Muskegon, Muskegon County, Michigan, described as: COMMENCING at the Southeast corner of Block 577; thence North 87°52'58" West, 260.09 feet along the North right-of-way line of Western Avenue; thence North 01°56'07" East, 659.31 feet along the East line of said Block 578 and its Southerly extension thereof; thence North 32°59'53" West, 729.95 feet; thence North 43°59'53" West, 34.86 feet; thence South 46°00'07" West, 63.51 feet to the PLACE OF BEGINNING; thence South 16°52'20" West, 101.79 feet; thence North 73°07'40" West, 161.76 feet; thence North 31°22'33" West, 39.54 feet; thence North 58°43'34" East, 19.69 feet; thence Northeasterly 37.29 feet on a 64.00 foot radius curve to the left, the chord of which bears North 38°50'20" East, 36.77 feet; thence North 04°26'14" East, 26.75 feet; thence South 73°19'17" East, 170.13 feet to the place of beginning. Together with and subject to an easement for ingress-egress and public utilities located in that part of Blocks 577, 578 & 579 of the Revised Plat of 1903 of the City of Muskegon, Section 25, Town 10 North, Range 17 West, City of Muskegon, Muskegon County, Michigan, said easement being described as: Beginning on the North right-of-way line of Western Avenue at a point being North 87 degrees 52 minutes 58 seconds West, 824.34 feet from the Southeast corner of Lot 4 of said Block 577; thence North 02 degrees 08 minutes 44 seconds East, 263.07 feet; thence North 34 degrees 14 minutes 29 seconds East, 74.27 feet; thence North 23 degrees 44 minutes 59 seconds East, 71.13 feet; thence North 02 degrees 08 minutes 44 seconds East, 164.98 feet; thence Northerly 75.89 feet on a 358.00 foot radius curve to the left, the chord of which bears North 03 degrees 55 minutes 38 seconds West, 75.75 feet; thence Northeasterly 53.16 feet on a 30.00 foot radius curve to the right, the chord of which bears North 40 degrees 45 minutes 35 seconds East, 46.47 feet; thence South 88 degrees 28 minutes 50 seconds East, 70.66 feet; thence Northeasterly 137.17 feet on a 141.00 foot radius curve to the left, the chord of which bears North 63 degrees 39 minutes 00 seconds East, 131.82 feet; thence Easterly 43.20 feet on a 165.00 foot radius non-tangential curve to the left, the chord of which bears South 81 degrees 06 minutes 34 seconds East, 43.07 feet; thence South 88 degrees 36 minutes 35 seconds East, 77.91 feet; thence Southeasterly 164.07 feet on a 105.00 foot radius curve to the right, the chord of which bears South 43 degrees 50 minutes 39 seconds East, 147.88 feet; thence South 00 degrees 55 minutes 16 seconds West, 231.33 feet; thence South 88 degrees 08 minutes 38 seconds East, 57.67 feet; thence North 01 degrees 56 minutes 07 seconds East, 248.95 feet; thence North 88 degrees 06 minutes 24 seconds West, 8.34 feet; thence North 32 degrees 59 minutes 53 seconds West, 152.26 feet; thence Northwesterly 11.02 feet on a 180.00 foot radius curve to the left, the chord of which bears North 60 degrees 10 minutes 49 seconds West, 11.02 feet; thence Northwesterly 23.47 feet on a 44.00 foot radius curve to the right, the chord of which bears North 46 degrees 39 minutes 17 seconds West, 23.19 feet; thence North 31 degrees 22 minutes 33 seconds West, 32.33 feet; thence South 58 degrees 41 minutes 48 seconds West, 30.10 feet; thence Southwesterly 24.54 feet on a 43.00 foot radius curve to the right, the chord of which bears South 75 degrees 02 minutes 37 seconds West, 24.20 feet; thence North 88 degrees 36 minutes 35 seconds West, 28.07 feet; thence Northwesterly 112.92 feet on a 113.00 foot radius curve to the right, the chord of which bears North 60 degrees 00 minutes 12 seconds West, 108.28 feet; thence North 31 degrees 22 minutes 33 seconds West, 304.82 feet; thence Northwesterly 25.59 feet on a 100.00 foot radius curve to the left, the chord of which bears North 38 degrees 42 minutes 28 seconds West, 25.52 feet; thence North 73 degrees 07 minutes 40 seconds West, 86.39 feet; thence Southwesterly 63.79 feet on a 52.00 foot radius curve to the left, the chord of which bears South 35 degrees 56 minutes 19 seconds West, 59.86 feet; thence South 58 degrees 37 minutes 27 seconds West, 514.47 feet; thence South 10 degrees 46 minutes 30 seconds West, 86.44 feet; thence South 31 degrees 22 minutes 33 seconds East, 25.92 feet; thence North 58 degrees 37 minutes 27 seconds East, 598.50 feet; thence South 31 degrees 22 minutes 33 seconds East, 297.13 feet; thence South 58 degrees 37 minutes 27 seconds West, 79.88 feet; thence North 88 degrees 28 minutes 50 seconds West, 95.92 feet; thence South 40 degrees 42 minutes 37 seconds West, 73.46 feet to Point A, so-called; thence Southerly 123.08 feet on a 292.00 foot radius curve to the right, the chord of which bears South 09 degrees 55 minutes 48 seconds East, 122.17 feet; thence South 02 degrees 08 minutes 44 seconds West, 161.50 feet; thence Southwesterly 72.07 feet on a 117.00 foot radius curve to the right, the chord of which bears South 19 degrees 47 minutes 30 seconds West, 70.93 feet; thence Southerly 143.52 feet on a 233.00 foot radius curve to the left, the chord of which bears South 19 degrees 47 minutes 30 seconds West, 141.26 feet; thence South 02 degrees 08 minutes 44 seconds West, 194.05 feet to the North right-of-way line of Western Avenue; thence Easterly 23.28 feet along said North right-of-way line on a 430.58 foot radius curve to the right, the chord of which bears South 89 degrees 25 minutes 54 seconds East, 23.27 feet; thence South 87 degrees 52 minutes 58 seconds East, 41.40 feet along the North right-of-way line of Western Avenue to the place of beginning. ALSO: Together with and subject to an easement for ingress-egress and public utilities described as: Beginning at above mentioned Point A, so-called; thence South 89 degrees 12 minutes 02 seconds West, 32.68 feet; thence South 58 degrees 37 minutes 27 seconds West, 287.81 feet; thence Northwesterly 102.90 feet on a 91.00 foot radius non-tangential curve to the right, the chord of which bears North 63 degrees 46 minutes 09 seconds West, 97.50 feet; thence North 31 degrees 22 minutes 33 seconds West, 168.67 feet; thence North 58 degrees 37 minutes 27 seconds East, 87.08 feet; thence South 31 degrees 22 minutes 33 seconds East, 185.00 feet; thence North 58 degrees 37 minutes 27 seconds East, 285.00 feet; thence North 31 degrees 22 minutes 33 seconds West, 185.00 feet; thence North 58 degrees 37 minutes 27 seconds East, 66.00 feet; thence South 31 degrees 22 minutes 33 seconds East, 245.03 feet; thence South 40 degrees 42 minutes 37 seconds West, 73.46 feet to Point A, so called and the place of ending. ALSO: A Pedestrian access easement for ingress and egress located in that part of Blocks 578 and 579 of the Revised Plat of 1903 of the City of Muskegon, Section 25, Town 10 North, Range 17 West, City of Muskegon, Muskegon County, Michigan, said easement being described as: COMMENCING at the Southeast corner of Lot 4 of Block 577; thence North 87352'58" West, 260.09 feet along the North right-of-way line of Western Avenue; thence North 01°56'07" East, 659.31 feet along the East line of said Block 578 and its Southerly extension thereof; thence North 32°59'53" West, 703.91 feet; thence South 57°00'07" West, 256.48 feet to the PLACE OF BEGINNING; thence South 58°37'27" West, 17.15 feet; thence North 31°36'08" West, 164.18 feet; thence North 58°29'54" East, 20.18 feet; thence South 31°22'32" East, 57.90 feet; thence South 73°07'40" East, 97.29 feet; thence South 16°52'20" West, 16.00 feet; thence Southwesterly 63.79 feet on a 52.00 foot radius curve to the left, the chord of which bears South 35°56'19" West, 59.86 feet to the place of beginning. Together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all rights to make divisions of the land that are exempt from the platting requirements of the Michigan Land Division Act, as it shall be amended; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits, relating to the premises, including without limitation all minerals, oil, gas geothermal and similar matters. Commonly known as: 500 Adelaide Circle, Muskegon, Michigan 49441 P.P. #61-24-025-100-0001-00 Notice is further given that the length of the redemption period will be six (6) months from the date of sale. If the premises are sold at a foreclosure sale, under MCLA §600.3278 the Mortgagor will be held responsible to the person who buys the premises at the mortgage foreclosure sale or to the Mortgagee for damaging the premises during the redemption period. Dated: August 14, 2026 WEST SHORE BANK Mortgagee Elisabeth M. Von Eitzen WARNER NORCROSS + JUDD LLP 150 Ottawa Avenue NW, Suite 1500 Grand Rapids, MI 49503-2487 (616) 752-2000 34693322 (08-14)(09-04)