4353 Wagarville Rd, Gladwin, MI 48624

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Gladwin County, starting promptly at 11:00 AM, on October 28, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Jon Curtis and Tracy Curtis, husband and wife Original Mortgagee: Amerifund Financial, Inc. dba All Fund Mortgage, a Washington Corporation Foreclosing Assignee (if any): Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2003-5 Asset-Backed Certificates, Series 2003-5 Date of Mortgage: June 2, 2003 Date of Mortgage Recording: June 27, 2003 Amount claimed due on date of notice: $69,344.74 Description of the mortgaged premises: Situated in Township of Sage, Gladwin County, Michigan, and described as: The Northeast 1/4 of the Northwest 1/4 of Section 22, Town 19 North, Range 2 West, ALSO KNOWN AS: Government Lot 2, of said Section 22, Town 19 North, Range 2 West, Excepting therefrom the following described parcels, to-wit: 1. That part of the Northeast 1/4 of the Northwest 1/4 of Section 22, Town 19 North, Range 2 West, described as beginning at the point on the West 1/8 line of Section 22, 1427 feet North of the East-West 1/4 line of Section 22; thence North along said West 1/8 line 160.5 feet to the water's edge of Pratt Lake; thence Southwesterly along edge of Pratt Lake to a point 288.4 feet West of said West 1/8 line; thence East parallel to the North 1/4 line 288.4 feet to the above mentioned West 1/8 line and point of beginning, together with a right of way into said premises. 2. Commencing at the Northwest corner of Lot 22 of the Plat of Gladwin Summer Resort, according to the recorded plat thereof as recorded in Liber 1 of Plats on Page 24, thence East along the Northern boundary of said subdivision East to 1/8 line, thence North 50 feet, thence West to Eastern margin of Pratt Lake, thence Southwesterly along shore of said lake to point of beginning. 3. That part of the Northeast 1/4 of Northwest 1/4 of Section 22, Town 19 North, Range 2 West, described as beginning at a point on the West 1/8 line of Section 22, Town 19 North, Range 2 West, 1377 feet North of the East-West 1/4 line of Section 22, thence North along the West 1/8 line 50 feet; thence West 288.4 feet to the edge of Pratt Lake; thence South along edge of Pratt Lake and parallel to the West 1/8 line 50 feet, thence East parallel to the North 1/8 line of Section 22, 288.4 feet to the West 1/8 line and place of beginning, together with a right of way into said premises Common street address (if any): 4353 Wagarville Rd, Gladwin, MI 48624-9632 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: September 23, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (09-23)(10-14)