22629 Downing Street, St Clair Shores, MI 48080

Public Foreclosure Notice

MORTGAGE FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Macomb County, starting promptly at 10:00 A.M., on June 12, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Steven M. Onufrak, an unmarried man, ("Mortgagor"), gave a mortgage to Michigan Schools and Government Credit Union, ("Mortgagee"), dated March 8, 2022, and recorded on March 18, 2022, in Liber 28495, on Page 803, Macomb County Records, Michigan. On the date of this notice, there is claimed to be due the principal of Seventy-One Thousand Eight Hundred Ninty-Four Dollars and 55/100 Dollars ($71,894.55) plus accrued interest at 3.75% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at the place of holding in the circuit court within Macomb County, Michigan @ 10:00 A.M. on Friday, June 12, 2026. Said premises are situated in the City of Saint Clair Shores, County of Macomb, State of Michigan, and are described as: East 20 feet of Lot 113 and all of Lot 114, Heffner and Flemming's Elm Drive Subdivision of a part of Private Claim 599, according to the plat thereof, as recorded in Liber 8 of Plats, Page 90, Macomb County Records. Commonly: 22629 Downing Street, Saint Clair Shores, MI 48080—Tax Id #09-14-27-428-025 The redemption period shall be six months from the date of such sale unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at a foreclosure sale, under Section 600.3278 of the Michigan Compiled Laws, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure or to the mortgage holder for damaging the property during the redemption period. Dated: April 24, 2026 Michigan Schools and Government Credit Union, Mortgagee Holzman Law, PLLC By: Charles J. Holzman Attorney for Mortgagee 28366 Franklin Road Southfield, Michigan 48034 (248)352-4340 (4-24)(5-22)