22616 FRESARD ST, Saint Clair Shores, MI 48080

Public Foreclosure Notice

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Macomb County, starting promptly at 10:00 AM, August 21, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Justin P. MacPhee, An Unmarried Man to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as Nominee for Towne Mortgage Company DBA Great Lakes Mortgage Funding., its successors and assigns, Mortgagee, dated March 31, 2017, and recorded on April 17, 2017, in Liber 24662, Page 514, Macomb County Records, said mortgage was assigned to Onslow Bay Financial LLC by an Assignment of Mortgage dated April 07, 2026 and recorded April 15, 2026 in Liber 30615, Page 224, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eighteen Thousand Nine Hundred Fifty-Two and 12/100 ($118,952.12) including interest at the rate of 4.50000% per annum. Said premises are situated in the City of St Clair Shores, Macomb County, Michigan, and are described as: Lot 168, Fresards Lake Shore Subdivision, as recorded in Liber 4, Page 93 of Plats, Macomb County Records. Commonly known as: 22616 FRESARD ST, SAINT CLAIR SHORES, MI 48080 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: July 17, 2026 Randall S. Miller & Associates, P.C. Attorneys for Onslow Bay Financial LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 26MI00111-1 (7-17)(8-7)