2231 Stafford Ave. S.W, Grand Rapids, MI 49507

Public Foreclosure Notice

MORTGAGE FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Kent County, starting promptly at 10:00 A.M., on October 7, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Cheryl James, a single woman, (“Mortgagor”), gave a mortgage to Rivertown Community Federal Credit Union, a Division of Ignite Credit Union, (“Mortgagee”), dated March 6, 2019, and recorded on March 15, 2019, in Instrument No. 20190315-0016355, Kent County Records, Michigan. On the date of this notice, there is claimed to be due the principal of Twenty-One Thousand Five Hundred Eighty-Two Dollars and 92/100 Dollars ($21,582.92) plus accrued interest at 5.990% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at the place of holding in the circuit court within Kent County, Michigan @ 10:00 A.M. on Wednesday, October 7, 2026. Said premises are situated in the City of Grand Rapids, County of Kent, State of Michigan, and are described as: Lot 52, STAFFORD AND GARDNERS BURTON HEIGHTS ADDITION, as recorded in Liber 16, Page 24, of Plats, Kent County Records. Commonly: 2231 Stafford Ave. S.W., Grand Rapids, MI 49507— Tax Id #41-17-12-251-009 The redemption period shall be twelve months from the date of such sale unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at a foreclosure sale, under Section 600.3278 of the Michigan Compiled Laws, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure or to the mortgage holder for damaging the property during the redemption period. Dated: September 2, 2026 Ignite Credit Union, Mortgagee Holzman Law, PLLC By: Charles J. Holzman Attorney for Mortgagee 28366 Franklin Road Southfield, Michigan 48034 (248)352-4340 (09-02)(09-30)