213 W Belmont St, Kalamazoo, MI 49001

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Kalamazoo County, starting promptly at 10:00 AM, on December 11, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Sergio M. Rivera, an unmarried person Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): PHH Mortgage Corporation Date of Mortgage: October 2, 2000 Date of Mortgage Recording: September 5, 2001 Amount claimed due on date of notice: $24,044.45 Description of the mortgaged premises: Situated in City of Kalamazoo, Kalamazoo County, Michigan, and described as: Part of the Northwest quarter of Section 27, Town 2 South, Range 11 West being more particularly described as: Commencing on the South line of West Belmont Avenue (formerly known as West Washington Street) in the City of Kalamazoo 182.50 feet South 42 minutes East of a point 478.2 feet West of the Westerly line of South Burdick Street on a line 8 rods South of and parallel with the South line of Maple Street; thence South 42 minutes East 91.62 feet; thence South 79 degrees 38 minutes West 3 rods; thence North 42 minutes West 92 feet, thence North 80 degrees 5 minutes East on the South line of said west Belmont Avenue 3 rods to the place of beginning. Common street address (if any): 213 W Belmont St, Kalamazoo, MI 49001-3652 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: November 7, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (11-07)(11-28)