1350 Tranquility Ct, Rochester Hills, MI 48306

Public Foreclosure Notice

NOTICE OF MORTGAGE SALE ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Oakland County, starting promptly at 10:00 a.m. on August 18, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. DEFAULT having been made in the conditions of a certain Mortgage made on February 23, 2009, by Scott J. Cowsill and Megan J. Cowsill, husband and wife, as Mortgagor, given by them to Michigan State University Federal Credit Union, as Mortgagee, and recorded on March 19, 2009, in Liber 40992, Page 123, Oakland County Records; on which Mortgage there is claimed to be due and unpaid, as of the date of this Notice, the sum of Four Hundred Thirty-One Thousand Four Hundred Forty and 07/100 Dollars ($431,440.07); and no suit or proceeding at law or in equity having been instituted to recover the debt or any part thereof secured by said Mortgage, and the power of sale in said Mortgage having become operative by reason of such default; NOTICE IS HEREBY GIVEN that on Tuesday, August 18, 2026 at 10:00 o'clock in the forenoon, at the first floor main entrance to the Oakland County Courthouse in the City of Pontiac, Oakland County, Michigan, that being one of the places for holding the Circuit Court for Oakland County, there will be offered for sale and sold to the highest bidder or bidders at public auction or venue for purposes of satisfying the amounts due and unpaid on said Mortgage, together with all allowable costs of sale and includable attorney fees, the lands and premises in said Mortgage mentioned and described as follows: SITUATED IN THE CITY OF ROCHESTER HILLS, COUNTY OF OAKLAND, STATE OF MICHIGAN: Lot 128, Clear Creek Subdivision No. 2, according to the recorded Plat thereof, as recorded in Liber 278 of Plats, Page 26, Oakland County Records. Commonly known as: 1350 Tranquility Ct., Rochester Hills, Michigan 48306 Parcel Number: 70-15-02-253-008 The period within which the above premises may be redeemed shall expire six (6) months from the date of sale, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during the 30 days immediately following the sale or 15 days from the statutory notice, whichever is later. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. This notice is from a debt collector. Dated: July 6, 2026 MICHIGAN STATE UNIVERSITY FEDERL CREDIT UNION of East Lansing, Michigan, Mortgagee FOSTER, SWIFT, COLLINS & SMITH, P.C. Benjamin J. Price Attorneys for Mortgagee 313 S. Washington Square Lansing, MI 48933 (517) 371-8253 (7-14)(8-11)