N4295 Cloverleaf Ct, Watersmeet, MI 49969

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Gogebic County, starting promptly at 10:00 AM, on April 17, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Richard T. Henriksen and Nancy K. Henriksen, husband and wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): U.S. Bank Trust National Association, not in its individual Capacity but solely as owner Trustee for RCF 2 Acquisition Trust Date of Mortgage: October 20, 2009 Date of Mortgage Recording: November 12, 2009 Amount claimed due on date of notice: $171,696.89 Description of the mortgaged premises: Situated in Township of Watersmeet, Gogebic County, Michigan, and described as: A parcel of land located in the West 1/2 of the Southeast 1/4 of Section 32, Township 45 North, Range 41 West, more particularly described as follows: Commencing at the South 1/4 corner of said Section 32, marked by a 1 inch diameter brass capped pipe monument; thence North 00 degrees 04 minutes 44 seconds West, along the West boundary line of the Southeast 1/4 of said Section 32, a distance of 1150.00 feet to the point of beginning, marked by a rebar pin; thence continuing North 00 degrees 04 minutes 44 seconds West, along said boundary line, a distance of 567.20 feet to a rebar pin located on the South Shore of Cloverleaf Lake; thence North 67 degrees 59 minutes 19 seconds East, along the shoreline traverse a distance of 0.48 feet to a rebar pin; thence continuing North 67 degrees 59 minutes 19 seconds East a distance of 92.59 feet; thence North 56 degrees 14 minutes 15 seconds East a distance of 83.27 feet; thence North 20 degrees 31 minutes 42 seconds East a distance of 23.66 feet to a rebar pin; thence South 11 degrees 32 minutes 48 seconds East a distance of 684.26 feet to a rebar pin; thence South 89 degrees 58 minutes 50 seconds West a distance of 300.00 feet to the point of beginning. Including all the land between the traverse line and waters edge. Common street address (if any): N4295 Cloverleaf Ct, Watersmeet, MI 49969-9808 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: March 19, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (03-19)(04-09)