705 E Spruce Street, Sault Sainte Marie, MI 49783

Public Foreclosure Notice

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Chippewa County, starting promptly at 10:00 AM on June 5, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Victor Collins and Mercedes Collins, a Husband and Wife Original Mortgagee: United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture Date of mortgage: June 3, 2019 Recorded on June 5, 2019, Book # 1302 on Page # 874. Amount claimed to be due at the date hereof: One Hundred Sixty Thousand Eight Hundred Thirty-Two and 77/100 ($160,832.77) Mortgaged premises: Located in the City of Sault Sainte Marie, Chippewa County and described as: PART OF LOT 10, ALL OF LOT 11 AND PART OF LOT 12, BLOCK 5, HENRIETTA A. SCRANTON'S ADDITION, ACCORDING TO THE PLAT RECORDED IN LIBER 1 OF PLATS, PAGE 41, CHIPPEWA COUNTY RECORDS. DESCRIBED AS BEGINNING AT A POINT 129 FEET EASTERLY ALONG THE NORTHERLY LINE OF SPRUCE STREET FROM THE NORTHEAST CORNER OF BARBEAU AND SPRUCE STREETS, AS NOW LOCATED; THENCE EASTERLY ALONG THE NORTH LINE OF SPRUCE STREET 85 FEET; THENCE NORTHERLY PARALLEL TO THE WEST LINE OF LOT 9, BLOCK 5 OF SAID ADDITION 127.6 FEET, MORE OR LESS, TO THE ALLEY; THENCE WESTERLY ALONG SAID ALLEY 85 FEET; THENCE SOUTHERLY 127.6 FEET, MORE OR LESS, TO THE PLACE OF BEGINNING Commonly known as 705 E Spruce Street, Sault Sainte Marie, MI 49783 The redemption period shall be 6 months from the date of such sale, unless abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of Act 236 of 1961 pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Please be advised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance of the trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. ALAW 5404 Cypress Center Drive, Suite 300, Tampa, FL 33609 (813) 221-4743 26-004819 (05-05)(05-26)