640 West Gensel Drive, Sandford, MI 48657

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Under the power of sale contained herein in said mortgage and the statute in such case made and provided, notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or a cashier’s check at the place of holding the circuit court in MIDLAND County, starting promptly at 10:00 AM, on March 31, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Default has been made in the conditions of a mortgage made by Giselle Ibanez Martinez, original mortgagor, to OwnEZ Asset Management LLC, dated January 31, 2025, and recorded February 7, 2025 in 2025R-01034, in MIDLAND County records, on which mortgage there is claimed to be due at the date hereof the sum of Three Hundred Four Thousand Two Hundred Sixty Three and 23/100 dollars ($304,263.23). Said premises are situated in the Township of Jerome, County of MIDLAND, and State of Michigan, and particularly described as: The Easterly 165 feet of the following described premises: Commencing at the East 1/4 corner of Section 26, Town 15 North, Range 1 West; thence North 88 degrees 58 minutes 03 seconds West, 661.96 feet on the East-West 1/4 line to the place of beginning; thence continuing along said East-West 1/4 line, North 88 degrees 58 minutes 03 seconds West, 661.96 feet; thence North 00 degrees 04 minutes 44 seconds East, 1322.69 feet along the East 1/8 line to the North 1/8 line of said Section; thence South 88 degrees 54 minutes 05 seconds East, 661.07 feet; thence South 00 degrees 02 minutes 22 seconds West, 1321.95 feet to the place of beginning. EXCEPT the South 594 feet thereof, being a part of the West 1/2 of the Southeast 1/4 of the Northeast 1/4 of Section 26, Town 15 North, Range 1 West. Property Address:640 West Gensel Drive, Sanford, Michigan 48657 Parcel No.: 080-026-100-351-00 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: February 16, 2026 For more information, please call: (513) 444-4100 Sottile and Barile PLLC Attorneys for Plaintiff 394 Wards Corner Boulevard, Suite 180 Loveland, OH 45140 File MF2512023 – Ibanez Martinez, Giselle – TH (02-17)(03-10)