54269 Wilbur Rd, Three Rivers, MI 49093

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Saint Joseph County, starting promptly at 10:00 AM, on July 30, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Jesus E. Crespo, unmarried man and Stacy L. Ruggles, unmarried woman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): LAKEVIEW LOAN SERVICING, LLC Date of Mortgage: November 21, 2023 Date of Mortgage Recording: November 22, 2023 Amount claimed due on date of notice: $106,059.99 Description of the mortgaged premises: Situated in Township of Park, Saint Joseph County, Michigan, and described as: All that part of the South 1/2 of the Northeast 1/4 of Section 30, Town 5 South, Range 11 West, described as follows: Commencing at the North 1/4 corner of said Section 30 and running thence South 00 degrees 08 minutes 56 seconds East along the 1/4 line as monumented, 1322.53 feet to the Northwest corner of the Southwest 1/4 of the Northeast 1/4 of said Section, which is the point of beginning of this description; thence South 00 degrees 08 minutes 56 seconds East along said 1/4 line 200.00 feet; thence South 89 degrees 59 minutes 19 seconds East 432.54 feet to an iron bar, thence North 00 degrees 32 minutes 11 seconds West along the west line of Highway U.S. 131 a distance of 200.00 feet, thence North 89 degrees 59 minutes 19 seconds West along the 1/2-1/4 line 431.18 feet to the point of beginning. Common street address (if any): 54269 Wilbur Rd, Three Rivers, MI 49093-8813 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: June 26, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (06-26)(07-17)