4605 S Frank Smith Rd, Chase, MI 49623

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Lake County, starting promptly at 11:00 AM, on February 19, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Lee F Houde and Denise C Houde, husband and wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): Citigroup Mortgage Loan Trust 2021-A Date of Mortgage: June 6, 2005 Date of Mortgage Recording: June 9, 2005 Amount claimed due on date of notice: $2,702.61 Description of the mortgaged premises: Situated in Township of Chase, Lake County, Michigan, and described as: Parcel 10: Part of the East Half (E 1/2) of the Southeast Quarter (SE 1/4), Section 29, Town 18 North, Range 11 West, Pinora Township, Lake County, Michigan, described as: Beginning N01 degrees 13 minutes 33 seconds W along said East section line of said Section 29, 1506.32 feet from the Southeast corner of said Section 29; thence continuing N01 degrees 13 minutes 33 seconds W along said East section line, 491.84 feet; thence S89 degrees 50 minutes 14 seconds W 1327.38 feet to the East one-eighth line of said Section 29; thence S00 degrees 56 minutes 1 second E along said East one-eighth line, 491.89 feet; thence N89 degrees 50 minutes 14 seconds E 1329.89 feet back to the place of beginning. Parcel 11: Part of the East Half (E 1/2) of the Southeast Quarter (SE 1/4) of Section 29, Township 18 North, Range 11 West, Pinora Township, Lake County, Michigan, described as: Beginning N01 degrees 13 minutes 33 seconds W along the East section line of said Section 29, 1998.16 feet from the Southeast corner of said Section; thence continuing N01 degrees 13 minutes 33 seconds W along said East section line 331.70 feet; thence S89 degrees 50 minutes 14 seconds, 1325.69 feet to the East 1/8th line of said Section 29; thence S00 degrees 56 minutes 01 seconds E along said East 1/8th line 331.73 feet; thence N89 degrees 50 minutes 14 seconds E, 1327.38 feet to the place of beginning. Common street address (if any): 4605 S Frank Smith Rd, Chase, MI 49623-9768 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: January 16, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (01-16)(02-06)