4473 Wingstem, Saginaw, MI 48603

Public Foreclosure Notice

SHORT FORECLOSURE NOTICE – SAGINAW COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Saginaw County, starting promptly at 10:00 AM, on August 21, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Kristopher Michael Bovee and Stephanie Elizabeth Bovee, husband and wife Original Mortgagee: 1st State Bank Date of mortgage: November 8, 2022 Recorded on November 14, 2022, in Document No. 2022029324, Foreclosing Assignee (if any): None Amount claimed to be due at the date hereof: One Hundred Sixty-Four Thousand Two Hundred Fifty and 10/100 Dollars ($164,250.10) Mortgaged premises: Situated in Saginaw County, and described as: Lot 279, Lawndale Farms No. 5, Saginaw Charter Township, Saginaw County, Michigan, according to the recorded plat thereof as recorded in Liber 31 of Plats, Page 37, Saginaw County Records. Commonly known as 4473 Wingstem, Saginaw, MI 48603 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. 1st State Bank Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (07-22)(08-12)