416 E River Rd, Muskegon, MI 49445

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE Default having been made in the terms and conditions of a certain Mortgage in the principal amount of $20,010.52 by and between JOSEPH B LABAN II, whose address is 416 E River Rd, Muskegon, Michigan 49445, as Mortgagor, and UPTOWN CAPITAL, LLC, as Mortgagee, whose address is 40 Concord Ave, Ste C, Muskegon, MI 49442, dated October 8, 2025 and recorded on October 8, 2025, in Liber 4398, Page 665, Muskegon County Register of Deeds, concerning property at 416 E River Rd, Muskegon, Michigan 49445 (Parcel No. 07-033-300-0005-00) because of non-payment of installments and/or interest and non-payment of real property taxes. The amount due under the mortgage as of the date of this notice (Tuesday, July 21, 2026) is $20,514.00, principal and accrued interest, with interest continuing to accrue at the rate of 7.0%. No suit or proceedings at law or in equity have been instituted to recover the debt secured by said mortgage or sale contained in said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on Friday, August 21, 2026, at 11:00 a.m. said mortgage will be foreclosed by a sale at public auction, to the highest bidder at the Michael E. Kobza Hall of Justice Building in Muskegon, MI. Under MCL 600.3240(8), the length of time that the property may be redeemed by the Mortgagor is six months after the date of sale, or February 21, 2027. Should said real property be sold, the Mortgagor will be held responsible to the purchaser of said property for any damage to said property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. The description of the property being foreclosed on is located in the Township of Dalton, County of Muskegon, State of Michigan, and is legally described as follows: Part of the Southeast ¼ of the Southwest ¼ of Section 33, Town 11 North, Range 16 West, Dalton Township, Muskegon County, Michigan, described as: Beginning at a point on the South line of Section 33 that is 935.58 feet South 88 degrees 55 minutes 14 seconds West of the South ¼ corner of Section 33; thence South 88 degrees 55 minutes 14 seconds West 390.12 feet along the South Section line; thence North 00 degrees 18 minutes 55 seconds East 344.44 feet along the West line of the Southeast ¼ of the Southwest ¼; thence North 88 degrees 59 minutes 46 Seconds East 381.74 feet; thence South 01 degrees 04 minutes 46 seconds East 343.84 feet to the Point of beginning. Together with and subject to an easement for ingress, egress and utilities Over the Westerly 33 feet thereof. Tax Number: 07-033-300-0005-00 Commonly known as: 416 E River Rd, Muskegon, MI 49445 Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Muskegon County, starting promptly at 11:00 am, on August 21, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Dated: July 21, 2026 Amanda J. Heys, P-84163 LAW OFFICE OF AMANDA J. HEYS Attorney for Mortgagee P.O. Box 141 Muskegon, MI 49443 (231)563-2945 (07-24)(08-14)