1801 J.K. Lumsden Way, Sault Sainte Marie, MI 49783

Public Foreclosure Notice

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Chippewa County, starting promptly at 10:00 AM on September 4, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Lisa Melba McGlinch, a single woman Original Mortgagee: United States of America acting through the Rural Housing Service or Successor agency, United States Department of Agriculture Date of mortgage: October 6, 2015 Recorded on October 22, 2015, Liber 1217 on Page 1. Amount claimed to be due at the date hereof: Forty-Four Thousand Six Hundred Forty-Two and 29/100 ($44,642.29) Mortgaged premises: Located in the City of Sault Ste. Marie, Chippewa County and described as: A PARCEL OF LAND LOCATED IN THE FRACTIONAL SOUTHWEST 1/4, SECTION 16, TOWNSHIP 47 NORTH, RANGE 1 EAST, CITY OF SAULT STE. MARIE, CHIPPEWA COUNTY, MICHIGAN MORE PARTICULARLY DESCRIBED AS COMMENCING AT THE WEST 1/4 CORNER OF SAID SECTION 16; THENCE S02 DEGREES 15'24"W ALONG THE WEST LINE OF SAID FRACTIONAL SOUTHWEST 1/4 A DISTANCE OF 1317.04; THENCE S88 DEGREES 33'19"E A DISTANCE OF 33.00 FEET TO A POINT ON THE EASTERLY RIGHT OF WAY LINE OF SHUNK ROAD, SAID POINT IS THE POINT OF BEGINNING: THENCE CONTINUING S88 DEGREES 33'19"E A DISTANCE OF 117.50 FEET; THENCE S02 DEGREES 15'24"W A DISTANCE OF 131.63 FEET TO A POINT ON THE NORTHERLY RIGHT OF WAY LINE OF J.K. LUMSDEN WAY; THENCE N88 DEGREES 33'19"W ALONG SAID NORTHERLY RIGHT OF WAY LINE A DISTANCE OF 117.50 FEET TO A POINT ON THE EASTERLY RIGHT OF WAY LINE OF SAID SHUNK ROAD; THENCE N02 DEGREES 15'24"E ALONG SAID EASTERLY RIGHT OF WAY LINE A DISTANCE OF 131.63 FEET TO THE POINT OF BEGINNING. CONTAINING 0.36 ACRES MORE OR LESS. SUBJECT TO ALL EASEMENTS, CONDITIONS, RESERVATIONS, EXCEPTIONS AND RESTRICTIONS CONTAINED IN PRIOR CONVEYANCES OF RECORD. Commonly known as 1801 J.K. Lumsden Way Sault Sainte Marie MI 49783 The redemption period shall be 6 months from the date of such sale, unless abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of Act 236 of 1961 pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Please be advised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026. This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance of the trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. ALAW 5404 Cypress Center Drive, Suite 300, Tampa, FL 33609 (813) 221-4743 26-003111 (08-06)(08-27)