1715 RIVER RD 23, Saint Clair, MI 48079

Public Foreclosure Notice

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in St. Clair County, starting promptly at 01:00 PM, September 17, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Jeffory Lamonica And Linda Lamonica, Husband And Wife to Mortgage Electronic Registration Systems, Inc, acting solely as a nominee for Amerifirst Financial Corporation, its successors and assigns, Mortgagee, dated October 29, 2019, and recorded on November 6, 2019, in Liber 5117, Page 336, St. Clair County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated April 08, 2026 and recorded April 13, 2026 in Liber 5915, Page 314, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thirty-Nine Thousand Three Hundred Five and 62/100 ($239,305.62) including interest at the rate of 5.25000% per annum.* Said premises are situated in the Township of ST. CLAIR, St. Clair County, Michigan, and are described as: Unit 23, River Colony Condominium, according to the Master Deed recorded in Liber 1069, Pages 426 through 466, both inclusive, as amended by First Amendment to the Master Deed recorded in Liber 1098, Pages 35 through 39, both inclusive, Second Amendment to the Master Deed recorded in Liber 1142, Pages 343 through 367, both inclusive, Third Amendment to the Master Deed recorded in Liber 1187, Pages 823 through 855, both inclusive, Fourth Amendment to the Master Deed recorded in Liber 1291, Pages 981 through 991, both inclusive, First Amendment to the Condominium By-Laws of River Colony Condominium Association recorded in Liber 1392, Pages 598 through 612, both inclusive, Sixth Amendment to the Master Deed recorded in Liber 4119, Pages 1 through 59, both inclusive, and Amendment to Restated Condominium By-Laws recorded in Liber 4515, Pages 683 and 684, St. Clair County Records, and designated as St. Clair County Condominium Subdivision Plan No. 12, together with rights in general common elements and limited common elements as set forth in the above-described Master Deed, as amended, and as described in Act 59 of the Public Acts of 1978, as amended.Commonly known as: 1715 RIVER RD, 23, SAINT CLAIR, MI 48079 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. • Modified by loan modification dated November 01, 2022, and recorded November 03, 2022 at Liber 5575, Page 607, St. Clair County Records. Dated: August 12, 2026 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 26MI00337-1 (08-12)(09-02)