136 St. Clair River Dr, Algonac, MI 48001

Public Foreclosure Notice

FORECLOSURE NOTICE (Saint Clair County) NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Saint Clair County (at the main front entrance to the City-County Building in the City of Port Huron, Saint Clair County, Michigan), starting promptly at 1:00 o’clock P.M. on Thursday, January 22, 2026. Default has been made in the terms and conditions of the junior mortgage made by Daniel L. Conrad and Constance L. Conrad, husband and wife, as original mortgagors, to Chemical Bank, a division of TCF National Bank, as original mortgagee, dated April 6, 2020, and recorded on June 1, 2020, at the Saint Clair County, Michigan Register of Deeds, in Liber 5193, commencing on Page 828, which mortgage is now held by The Huntington National Bank, a national banking association, successor in interest by merger to Chemical Bank. The amount claimed to be due on this mortgage, on the date of this notice, was $142,235.07. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The description of the mortgaged premises is all that certain piece or parcel of land situated in the City of Algonac, in the County of Saint Clair and State of Michigan further described as follows: Commencing at a point 9.75 feet of an iron stake lying 398.50 feet South on a course of South 32 degrees 28 minutes 30 seconds West of said iron stake located in the East line of Water Street and intersection of South line of Pointe Aux Tremble Road, if continuing. Thence South 56 degrees 37 minutes East 122 1/2 feet more of less to seawall; thence South along said seawall 80 feet; thence North 56 degrees 37 minutes West to East line of Water Street as continued; thence North along East line of Water Street as continued to an iron stake or pipe; thence North 9.75 feet to place of beginning. KNOWN FOR TAX PURPOSES AS: Lot 209, ALGONAC ASSESSOR'S PLAT NUMBER ONE, as recorded in Liber 49, Pages 10 and 11, of Plats, Saint Clair County Records. Commonly known as: 136 St. Clair River Dr., Algonac, MI The redemption period shall be Six (6) months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be thirty (30) days from the date of such sale or when the time to provide the notice required by MCLA 600.3241a(c) expires, whichever is later or unless the redemption period is shortened in accordance with MCLA 600.3238. If the property is sold at a foreclosure sale, under MCLA 600.3278, the borrower and mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Attention Purchasers: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. Shaheen, Jacobs & Ross, P.C. is a debt collector attempting to collect this debt and any information obtained will be used for that purpose. Dated: December 3, 2025 The Huntington National Bank, a national banking association SHAHEEN, JACOBS & ROSS, P.C. Mortgagee By: Michael J. Thomas, Esq. Attorneys for Mortgagee 615 Griswold Street, Suite 1425 Detroit, Michigan 48226-3993 (313) 963-1301 (12-10)(12-31)