12388 Stafford St, Ravenna, MI 49451

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Muskegon County, Michigan starting promptly at 11:00 a.m. on January 16, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Mortgage (the “Mortgage”) made by Glen A. Foster, an unmarried man and Susan Gregory, an unmarried woman, as Mortgagor, to ChoiceOne Bank, dated December 30, 2014, and recorded on January 12, 2015, in Liber 4041, Page 506, in Muskegon County Records, Muskegon County, Michigan. The balance owing on the Mortgage is $1,831.67 at the time of this Notice. The Mortgage contains a power of sale and no suit or proceeding at law or in equity has been instituted to recover the debt secured by the Mortgage, or any part of the Mortgage. The Mortgagee will apply the sale proceeds to the debt secured by the Mortgage as stated above, plus interest at the rate of 3.875% per annum; all legal costs and expenses, including attorney's fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The property to be sold at foreclosure is all of that real estate situated in the Village of Ravenna, County of Muskegon, State of Michigan described more fully as: That part of Lot 10, Block 2 of the Village of Ravenna, Muskegon County, Michigan, according to the recorded plat thereof, as recorded in Liber 1 of Plats, Page 18, Muskegon County Records, described as follows: Commence at the Southwest corner of Lot 10; thence East 1 rod for the Point of Beginning; thence East 21 feet; thence North 55 feet; thence East 28 1/2 feet; thence North 77 feet; thence East 51 feet; thence North 16 1/2 feet; thence West to a point 20 feet West of the East line of Lot 10; thence North 20 feet; thence East 20 feet to the East line of Lot 10; thence North on the East line of Lot 10, 92 1/2 feet; thence West 115.5 feet; thence South 261 feet to the Point of Beginning. Also the West 16.5 feet (of the South 261 feet) of Lot 10, Block 2 of the Original Plat of the Village of Ravenna, Muskegon County, Michigan, according to the recorded plat thereof, as recorded in Liber 1 of Plats, Page 18, Muskegon County Records. (previously recorded as the West 16.5 feet of Lot 10, Block 3) Parcel ID No. 61-43-725-002-0010-40 Commonly known as 12388 Stafford St., Ravenna, MI 49451-5104 The redemption period shall be one (1) year from the date of sale pursuant to MCLA 600.3240(12), unless deemed abandoned and then pursuant to the time frames provided for in MCL 600.3241a. Pursuant to MCL 600.3278, Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. December 4, 2025 CHOICEONE BANK, Mortgagee Plunkett Cooney Lisa A. Hall Attorney for Mortgagee 333 Bridge Street NW, Suite 530 Grand Rapids, Michigan 49504 (616) 752-4615 (12-12)(01-09)