1235 W MAIN ROAD, Twining, MI 48766

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Arenac County, starting promptly at 11:00am on Thursday June 12, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Justin Spencer, original mortgagor, granted a Mortgage to Mortgage Electronic Registration Systems, Inc acting solely as nominee for Top Flite Financial, Inc., dated June 30, 2025 and recorded July 8, 2025 as Instrument No. 202502224; and assigned to Data Mortgage, Inc. DBA Essex Mortgage, its successors and assigns by document recorded January 26, 2026 as Instrument No. 202600229; and assigned to Carrington Mortgage Services, LLC by document recorded March 30, 2026 as Instrument No. 202600794 in official records of Arenac County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $103,886.24. The following described premises situated in the ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITUATED IN THE TOWNSHIP OF MASON, COUNTY OF ARENAC. AND STATE OF MICHIGAN, TO WIT: COMMENCING AT THE NORTHWEST CORNER OF THE NORTHWEST ¼ OF THE NORTHEAST ¼ OF SECTION 27, TOWN 20 NORTH, RANGE 5 EAST; THENCE EAST 230 FEET; THENCE SOUTH 375 FEET; THENCE WEST 230 FEET, THENCE NORTH 375 FEET TO POINT OF BEGINNING, SECTION 27, TOWN 20 NORTH, RANGE 5 EAST. CONTAINING 1.9 ACRES, MORE OR LESS. THIS BEING THE.SAME PROPERTY CONVEYED TO JUSTIN SPENCER FROM TODD MITCHELL SISSON DATED 06/13/2023 AND RECORDED ON 06/16/2023 IN INSTRUMENT NO. 202302191 IN THE ARENAC COUNTY RECORDERS OFFICE. TAX PARCEL ID NUMBER: 007-0-027-100-010-09 Commonly known as: 1235 W MAIN ROAD, TWINING, MI 48766 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: April 28, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 26-02083 (05-07)(05-28)