11935 Lake Pointe #58, Taylor, MI 48180-7541

Public Foreclosure Notice

NOTICE OF CONDOMINIUM ASSOCIATION LIEN FORECLOSURE SALE WHEREAS, default has been made in the terms and conditions of the Master Deed of Charter Oaks Village dated August 20, 2005, signed on August 26, 2005, and recorded on September 2, 2005, in Liber 43245, Page 470, et seq., inclusive, Wayne County, Michigan, Register of Deeds, and any amendments thereto, and designated as Wayne County Condominium Subdivision Plan No. 866 (the “Master Deed”). Said default under the Master Deed has resulted in the recordation of a “Notice of Lien for Nonpayment of Assessments” by Charter Oaks Village Association , said Notice of Lien for Nonpayment of Assessments being dated February 5, 2025, signed on February 5, 2025, and recorded on February 5, 2025, in Liber 59330 Page 840, Wayne County, Michigan, Register of Deeds (the “Lien”) on which Lien there is claimed to be due, as of the date hereon, the sum of SIX THOUSAND THRE HUNDRED SIXTY AND 41/100 DOLLARS ($6,360.41). Under the power of sale contained in the Michigan Condominium Act of 1978, MCL 559.208(2), and Article II, Section 5 of the Condominium Bylaws, attached as part of said Master Deed, please take notice as follows: Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Lien will be foreclosed by a sale of the liened premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Wayne County, starting promptly at 11:00 AM, on October 9, 2025. The amount due on the Lien may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the premises. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Said premises are located in the City of Taylor, County of Wayne, State of Michigan, and more particularly described as: Unit 58, CHARTER OAKS VILLAGE CONDOMINIUM, according to the Master Deed as recorded in Liber 43245, Pages 470 through 563, both inclusive, Wayne County Records, and any amendments thereto, and as designated as Wayne County Condominium Subdivision Plan No. 866 together with rights in general common elements and limited common elements as set forth in the above described Master Deed, and any amendments thereto, and as described in Act 59 of the Public Acts of 1978, as amended. Owner(s) of Record: Eric Spencer and Lakesha Spencer Property Address: 11935 Lake Pointe, #58, Taylor, Michigan 48180 Parcel ID No. 60-050-01-0058-000 Attention homeowner (or condominium co-owner): If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Lien at the telephone number stated in this Notice. The redemption period shall be six (6) months from the date of such sale pursuant to MCL 559.208(2) unless the property is determined abandoned, then, in that event, the redemption period shall be one (1) month from the date of such sale pursuant to MCL 559.208(2), after which Eric Spencer and Lakesha Spencer and all persons claiming through or under him shall be forever barred from all equity of redemption. Pursuant to MCL 600.3278, if the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, the owner, Eric Spencer and Lakesha Spencer, will be held responsible to the person who buys the property at the foreclosure sale or to Charter Oaks Village Association for damaging the property during the redemption period. Dated: September 3, 2025 By: Charter Oaks Village Association, a Michigan Nonprofit Corporation For any inquiries, please contact the attorney for the party foreclosing the Lien set forth below: Sarina Saravi, Esq. Hirzel Law, PLC 37085 Grand River Avenue, Suite 200 Farmington, Michigan 48335 Phone: (248) 478-1800 Hirzel Law, PLC File No. 17442 (9-5)(9-26)