1181 N Summers Rd, Imlay City, MI 48444

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Lapeer County, starting promptly at 9:30 AM, on April 8, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Brooke L. Schmidt, a married woman and Jason Schmidt, married man, wife and husband Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): Morgan Stanley Mortgage Loan Trust 2006-15XS, U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association, as Trustee, successor by merger to LaSalle Bank National Association, as Trustee Date of Mortgage: June 8, 2006 Date of Mortgage Recording: June 14, 2006 Amount claimed due on date of notice: $136,332.56 Description of the mortgaged premises: Situated in Township of Arcadia, Lapeer County, Michigan, and described as: Part of the Southeast 1/4 of Section 36, Town 8 North, Range 11 East, described as: Beginning at a point on the East line of Section 36, located North 00 degrees 06 minutes 30 seconds West 1293.88 feet from the Southeast corner of Section 36, Town 8 North, Range 11 East; thence West 659.07 feet; thence North 00 degrees 06 minutes 30 seconds West 667.00 feet; thence East 659.07 feet to the East line of Section 36; thence South 00 degrees 06 minutes 30 seconds East 667.00 feet along the East line of Section 36 to the point of beginning, excepting a private easement for ingress and egress for others over the Southerly 33 feet. Except: Part of the Southeast 1/4 of Section 36, Town 8 North, Range 11 East, described as: Beginning at a point that is North 0 degrees 6 minutes 30 seconds West 1326.88 feet along the East Section line and West 459.07 feet from the Southeast corner of said Section 36; thence continuing West 200.00 feet; thence North 0 degrees 6 minutes 30 seconds West 435.60 feet; thence East 200.00 feet; thence South 0 degrees 6 minutes 30 seconds East 435.60 feet to the point of beginning. Also including an easement for ingress and egress as described below. Description of Easement: An easement for ingress and egress, 33 feet in width, being part of the Southeast 1/4 of Section 36, Town 8 North, Range 11 East, described as: Beginning at a point on the East Section line that is North 0 degrees 6 minutes 30 seconds West 1293.88 feet from the Southeast corner of said Section 36; thence West 659.07 feet; thence North 0 degrees 6 minutes 30 seconds West 33.00 feet to the South line of the above described parcel; thence along said South line extended, East 659.07 feet; thence along said East Section line, South 0 degrees 6 minutes 30 seconds East 33.00 feet to the point of beginning. Common street address (if any): 1181 N Summers Rd, Imlay City, MI 48444-8920 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: March 11, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (03-11)(04-01)