11226 South Cottonwood Drive, Traverse City (leelanau), MI 49684

Public Foreclosure Notice

NOTICE OF CONDOMINIUM ASSOCIATION LIEN FORECLOSURE SALE WHEREAS, default has been made in the terms and conditions of the Master Deed of Cottonwood Condominium dated May 7, 1973, and recorded on July 2, 1973, in Liber 168, Page 1, et seq., Leelanau County, Michigan, Register of Deeds, and any amendments thereto, and designated as Leelanau County Condominium Subdivision Plan No. 3 (the “Master Deed”). Said default under the Master Deed has resulted in the recordation of a “Notice of Lien for Nonpayment of Assessments” by Cottonwood Association, said Notice of Lien for Nonpayment of Assessments being dated December 4, 2025, signed on December 4, 2025, and recorded on December 10, 2025, as Document No. 2025005841, Leelanau County, Michigan, Register of Deeds (the “Lien”) on which Lien there is claimed to be due, as of the date hereon, the sum of FIVE THOUSAND NINE HUNDRED EIGHTY-FIVE AND 16/100 DOLLARS ($5,985.16). Under the power of sale contained in the Michigan Condominium Act of 1978, MCL 559.208(2), and Article II, Section 6 of the Amended and Restated Condominium Bylaws, attached as part of the Fourth Amendment to Master Deed being dated October 20, 2015, and recorded on October 30, 2015, as Document No. 2015006289, Leelanau County, Michigan, Register of Deeds, please take notice as follows: Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Lien will be foreclosed by a sale of the liened premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Leelanau County, starting promptly at 1:00 PM, on March 4, 2026. The amount due on the Lien may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the premises. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Said premises are located in the Township of Elmwood, County of Leelanau, State of Michigan, and more particularly described as: Unit #7, Cottonwood Condominium, according to the Master Deed recorded in Liber 168, Pages 6 through 31, both inclusive, Leelanau County Records, and any amendments thereto, and designated as Leelanau County Condominium Subdivision Plan No. 3, together with rights in general common elements and limited common elements as set forth in the above Master Deed, and any amendments thereto, and as described in Act 229 of the Public Acts of 1963 as amended. Owner(s) of Record: David J. Kennedy, as Trustee of the David J. Kennedy Revocable Living Trust dated August 2, 2023 Property Address: 11226 South Cottonwood Drive, Traverse City, Michigan 49684 Parcel ID No. 45-004-310-007-00 Attention condominium co-owner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Lien at the telephone number stated in this Notice. The redemption period shall be six (6) months from the date of such sale pursuant to MCL 559.208(2) unless the property is determined abandoned, then, in that event, the redemption period shall be one (1) month from the date of such sale pursuant to MCL 559.208(2), after which David J. Kennedy, as Trustee of the David J. Kennedy Revocable Living Trust dated August 2, 2023 and all persons claiming through or under it shall be forever barred from all equity of redemption. Pursuant to MCL 600.3278, if the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, the owner, David J. Kennedy, as Trustee of the David J. Kennedy Revocable Living Trust dated August 2, 2023, will be held responsible to the person who buys the property at the foreclosure sale or to Cottonwood Association for damaging the property during the redemption period. Dated: January 13, 2026 By: Cottonwood Association, a Michigan Nonprofit Corporation For any inquiries, please contact the attorney for the party foreclosing the Lien set forth below: Chantelle R. Neumann, Esq. Hirzel Law, PLC 37085 Grand River Avenue, Suite 200 Farmington, Michigan 48335 Phone: (248) 478-1800 Hirzel Law, PLC File No. 20099 (01-22)(02-12)