1014 Cottage Grove 62-17-03-440-011, Fremont, MI 49412

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the Circuit Court in Newaygo County, Michigan starting promptly at 10:00 a.m. on April 21, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Mortgage (the “Mortgage”) made by Gary W. Rottier and Doreen K. Rottier, Trustees of the Gary W. Rottier & Doreen K. Rottier Revocable Joint Trust dated March 6, 1986 and Gary W. Rottier & Doreen K. Rottier, Husband and Wife, as Mortgagor, to ChoiceOne Bank successor by merger to Valley Ridge Mortgage Company, dated October 18, 2004, and recorded on October 25, 2004, in Liber 410, Page 4680, Newaygo County Records, Newaygo County, Michigan. The balance owing on the Mortgage is $198,262.37 at the time of this Notice. The Mortgage contains a power of sale and no suit or proceeding at law or in equity has been instituted to recover the debt secured by the Mortgage, or any part of the Mortgage. The Mortgagee will apply the sale proceeds to the debt secured by the Mortgage as stated above, plus interest on the amount due at the rate of 4.0% per annum; all legal costs and expenses, including attorney’s fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The property to be sold at foreclosure is all of that real estate situated in the City of Fremont, County of Newaygo, State of Michigan, described as: Lots 23 through 27 and Lots 34 through 37, Cottage Grove, a Summer Resort on Fremont Lake, according to the recorded plat thereof, as recorded in Liber 1 of Plats, Page 30, Newaygo County Records. Parcel No. 62-17-03-440-003 & 62-17-03-440-011 Commonly known as: 1014 Cottage Grove & VL Cottage Grove, Fremont, MI 49412-9160 The redemption period shall be six (6) months from the date of sale pursuant to MCLA 600.3240(8), unless deemed abandoned and then pursuant to the time frames provided for in MCL 600.3241a. Pursuant to MCL 600.3278, Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: March 3, 2026 CHOICEONE BANK, Mortgagee Plunkett Cooney Lisa A. Hall Attorney for Mortgagee 333 Bridge Street NW, Suite 530 Grand Rapids, Michigan 49504 (616) 752-4615 (03-11)(04-08)