589 Forstrom Drive, Lowell, MI 49331

Public Foreclosure Notice

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in KENT County, starting promptly at 10:00 AM, on October 28, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Zachary R. Engen, an unmarried man, and Kyle C. Scarff, an unmarried woman, as joint tenants with right of survivorship, whose address is 589 Forstrom Drive, Lowell, Michigan 49331, as original Mortgagors, to Mortgage Electronic Registration Systems, Inc., as nominee for CIBM Bank, being a mortgage dated May 5, 2020, and recorded on May 13, 2020 with Document Number 202005130040106, Kent County Records, State of Michigan and assigned by said mortgagee through mesne assignments to NewRez LLC dba Shellpoint Mortgage Servicing, as assignee as documented by an assignment dated July 8, 2025 and recorded on July 8, 2025 and given document number 202507080043542 in Kent County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of ONE HUNDRED FIFTY-NINE THOUSAND NINE HUNDRED SIXTY-NINE AND 09/100 DOLLARS ($159,969.09). Said premises are situated in the Township of Vergennes, County of Kent, State of Michigan, and are described as: LOT 28, SCENIC VIEW PLAT NO. 3, PART OF THE NORTHEAST 1/4, SECTION 35 T7N, R9W, VERGENNES TOWNSHIP, KENT COUNTY, MICHIGAN, AS RECORDED IN LIBER 96 OF PLATS, PAGE 43. Street Address: 589 Forstrom Drive, Lowell, Michigan 49331 The redemption period shall be 6 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Dated: September 23, 2026 For more information, please contact the attorney for the party foreclosing: Robert A. Blumberg (P87490) Johnson, Blumberg & Associates LLC 30 North LaSalle St., Suite 3650 Chicago, Illinois, 60602 312.541.9710 – Phone 312.541.9711 – Fax File No.: MI 26 7479 (09-23)(10-14)