15133 Towering Oaks Dr, Shelby Township, MI 48315

Public Foreclosure Notice

MORTGAGE FORECLOSURE NOTICE – (MACOMB COUNTY) MORTGAGE SALE – Default has been made in the conditions of a certain mortgage made by Jack Hernandez Jr., a single person, (“Mortgagor”) to “MERS” Mortgage Electronic Registration Systems, Inc. (“Mortgagee”), a separate corporation that is acting solely as a nominee for First State Bank its successors and assigns, as Lender and Foreclosing Assignee (“Lender”), dated June 21, 2022, and recorded on July 14, 2022 in Liber 28712, page 800, Macomb County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Four Hundred Twenty Eight Thousand, Twenty Three Dollars and 71/100 ($428,023.71), including interest at 3.99% per annum. Under the power of sale contained in said mortgage, notice is hereby given: “Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by sale of the mortgage premises, or some part of them, at a public auction sale to the highest bidder in cash or cashier's check at the place of holding the circuit court in Macomb County, starting at 10:00 a.m. on: October 2, 2026. The amount due on the mortgage may be greater on the day of the sale. The highest bidder at the sale does not automatically receive free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.” Said premises are situated in the Township of Shelby, County of Macomb, and State of Michigan, described as: Lot 4 – Wellington Estates Subdivision according to the plat thereof as recorded in Liber 94, Page 25 of Plats, Macomb County Records. Commonly known as: 15133 Towering Oaks Dr., Shelby Township, MI 48315 Property Tax ID# 23-07-12-424-009 If the property described in this Notice is sold at the foreclosure sale referred to above, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period as provided by MCL 600.3278 or otherwise by law. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Attention homeowner: If you are a military service member on activity duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: August 31, 2026 First State Bank 24300 Little Mack St. Clair Shores, MI. 48080 Kelly A. Walters, General Counsel 24300 Little Mack St. Clair Shores, MIs. 48080 586-775-5000 (9-4)(9-25)