25686 Blue Creek Ct, Farmington Hills, MI 48336

Public Foreclosure Notice

FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Oakland County, starting promptly at 10:00 a.m. on September 15, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Fady Hayaly, a single man, to Alliance Catholic Credit Union, dated December 4, 2024, recorded December 11, 2024, in Liber 59865, page 473, Oakland County Records, on which mortgage there is claimed to be due at the date hereof the sum of Seventy One Thousand One Hundred Ninety Four and 98/100 Dollars ($71,194.98), including interest accruing at 6.50% per annum. The Mortgagee will apply the sales proceeds to the debt secured by the Mortgage as stated above, plus interest on the amount due at a rate of interest accruing at 6.50% per annum; all legal costs and expenses, including attorney fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The Property that is the subject of this Foreclosure Notice is located in the County of Oakland, City of Farmington Hills, State of Michigan, is described as follows: Unit No. 15, TIMBER CREEK, according to the Master Deed recorded in Liber 11596, Page 396, as amended, and designated as Oakland County Condominium Subdivision Plan No. 701, together with rights in the general common elements and the limited common elements as shown on the Master Deed and as described in Act 59 of the Public Acts of 1978, as amended. More commonly known as: 25686 Blue Creek Ct, Farmington Hills, MI 48336 Parcel ID No.: 63-22-23-23-101-076 Together with all equipment, fixtures and articles of personal property now or hereafter attached to or used in or about the land and improvements, including all personal goods as defined in the Mortgage. In accordance with MCL 600.3240, MCL 600.3241 and MCL 600.3241(a), the redemption period shall be six (6) months or one (1) year from the date of sale if the property is used for agricultural purposes, unless determined abandoned, in which case the redemption period shall be thirty (30) days from the date of such sale or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies or as otherwise dictated by law. Please note, if the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention Purchaser: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Dated: August 11, 2026 Alliance Catholic Credit Union Mortgagee Simon PLC Attorneys & Counselors Melgene Castillo Shoemake, Esq. Attorneys for Mortgagee 363 W Big Beaver Rd., Ste. 410 Troy, MI 48084 (248) 720-0290 (8-11)(9-1)