2847 Lauria Rd, Kawkawlin, MI 48631

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00am on Friday August 14, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Sandra K Morrison, an unmarried women, original mortgagor, granted Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Top Flite Financial, Inc. dated July 26, 2024 and recorded August 01, 2024 as Instrument Number 202409086; and assigned to Data Mortgage, Inc. DBA Essex Mortgage by document recorded December 29, 2025 as Instrument Number 202515908, in official records of Bay County Register of Deeds, Michigan, which mortgage there is claimed to be due at the date hereof the sum of $91,567.47. The following described premises situated in the City of Kawkawlin, County of Bay, State of Michigan, and is described as follows: Beginning at a point on the East – West ¼ line, West 285 feet from the Southeast corner of the Southwest ¼ of the Northeast ¼, in Section 36; thence continuing West 125 feet; thence parallel with the West – East 1/8 line North 349 feet; thence East 125 feet; thence South 349 feet to the point of beginning; in Section 36, Town 15 North, Range 4 East, consisting of 1.00 acre, more or less. Commonly known as: 2847 Lauria Rd, Kawkawlin, MI 48631 Tax Parcel: 080-036-200-170-02 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a (b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. This notice is from a debt collector. Dated: July 6, 2026 For more information, please call: (513) 852-6066 Daniel A. Cox Wood + Lamping, LLP Attorneys for Servicer 600 Vine Street, Suite 2500, Cincinnati, OH 45202 File 25-12053 (07-08)(07-29)