Bay County Foreclosure Listings
Properties below were sold at a Michigan sheriff’s sale and are currently in their redemption period. If your home is listed here, you may still have time to recover your equity before the deadline expires.
Sheriff Sale Properties & Equity Recovery in Bay County, Michigan
Bay County properties listed below were sold at a Michigan sheriff’s sale and are currently inside the statutory redemption period. Michigan law gives most homeowners six months from the sale date to redeem their property or sell it and recover any remaining equity. Once that window closes, all rights and equity are permanently forfeited. If your home appears here, time is your most critical asset — contact Richard Stewart today for a free, no-obligation equity analysis.
Bay County at a Glance: Established in 1857, Bay County is centered on the city of Bay City at the mouth of the Saginaw River where it meets Saginaw Bay and Lake Huron. The county grew rapidly during the 19th century as a hub of the Great Lakes lumber trade, shipbuilding, and later industrial manufacturing. With approximately 105,000 residents, Bay County is one of mid-Michigan’s larger population centers, and its historic downtown Bay City showcases some of the finest Victorian-era architecture in the state — a testament to the wealth generated during its industrial prime.
| Address | City | Published | Ends | Days |
|---|---|---|---|---|
| 1002 E North Union St | Bay City | 5/1/2026 | 11/1/2026 | 182 |
| 409 Caroline St | Essexville | 5/1/2026 | 11/1/2026 | 182 |
| 1100 Fraser St | Bay City | 5/1/2026 | 11/1/2026 | 182 |
| 212 Raymond St | Bay City | 5/1/2026 | 11/1/2026 | 182 |
| 530 Webb Dr | Bay City | 5/8/2026 | 11/8/2026 | 189 |
| 4770 Raymond Rd | Midland (Bay) | 5/1/2026 | 11/1/2026 | 182 |
| 908 N Trumbull St | Bay City | 5/8/2026 | 11/8/2026 | 189 |
| 1500 N Trumbull St | Bay City | 5/8/2026 | 11/8/2026 | 189 |
| 609 Wilson St | Bay City | 5/15/2026 | 11/15/2026 | 196 |
| 60 W Munger Rd | Munger | 2026-04-10 | 2026-05-10 | 38 |
| 504 N McLellan St | Bay City | 2026-04-10 | 2026-05-10 | 38 |
| 4975 Maloney Rd | Pinconning | 2026-04-10 | 2026-10-09 | 190 |
| 401 Elm St | Bay City | 2026-04-10 | 2026-05-10 | 38 |
| 130 Amelith Rd | Freeland (bay) | 2026-04-17 | 2026-05-17 | 45 |
| 1111 S Sherman St | Bay City | 2026-04-24 | 2026-10-23 | 204 |
| 106 Plummer St | Essexville | 2026-03-20 | 2026-04-19 | 17 |
| 309 Yale St | Bay City | 2026-03-13 | 2026-09-11 | 162 |
| 711 N Catherine St | Bay City | 2026-03-27 | 2026-09-25 | 176 |
| 2405 25th Street | Bay City | 2026-03-27 | 2026-04-26 | 24 |
| 2001 S Farragut St | Bay City | 2026-02-27 | 2026-08-28 | 148 |
| 201 Grant Street | Auburn | 2026-01-09 | 2026-07-10 | 99 |
| View Property | Bay City | 2026-01-09 | 2026-07-10 | 99 |
| 4810 N 11 Mile Rd | Pinconning | 2026-01-09 | 2026-07-10 | 99 |
| 2150 E Prevo Rd | Linwood | 2025-11-14 | 2026-05-15 | 43 |
| 4242 Ann Ct | Bay City | 2025-10-10 | 2026-04-10 | 8 |
Bay County Real Estate & Foreclosure Market Context
Bay County’s real estate market reflects its mix of urban, suburban, and rural character. Bay City proper contains a significant inventory of older residential homes with varying equity positions, while surrounding townships offer agricultural land and Great Lakes-adjacent properties with recreational appeal. Home values in Bay County are moderate, meaning redemption equity — even in modest amounts — can be genuinely life-changing for families facing foreclosure.
Foreclosures in Bay County often involve urban residential properties in Bay City and Essexville, as well as rural parcels in the county’s townships. The Saginaw Bay waterfront creates a distinct segment of higher-value properties that attract recreational buyers and retirees. When time is of the essence, Richard Stewart leverages his 25 years of local market insight to connect Bay County homeowners with the ideal buyers, ensuring efficient results even under the most compressed redemption timelines.
Local Landmarks & Communities in Bay County
The Saginaw Bay waterfront and the historic Bay City State Recreation Area draw visitors and outdoor enthusiasts year-round, supporting demand for properties near the lakeshore. The Center Avenue Historic District in Bay City features block after block of ornate 19th-century mansions and commercial buildings, making it one of Michigan’s most architecturally significant neighborhoods. The Tri-Cities region — Bay City, Midland, and Saginaw — creates a connected economic corridor that stabilizes property demand across the area.
Don’t Let the Deadline Erase What You’ve Built
A sheriff sale in Bay County is not the end of the road. Michigan’s redemption period gives homeowners a defined window to act — to sell, to negotiate, to recover equity before it is permanently lost. Whether your property is in Bay City’s historic neighborhoods or in the county’s rural townships, there are buyers who want what you have. Richard Stewart has helped homeowners across mid-Michigan move through this process with dignity, speed, and the best possible financial outcome.
Call 269-217-0411 or use the form above for a free, confidential equity analysis. There is no obligation, no pressure, and no cost to you. The only thing you have to lose by waiting is the equity you’ve already earned.
Bay County Foreclosure & Redemption FAQs
How long is the redemption period after a sheriff sale in Bay County, Michigan?
Michigan law provides a six-month redemption period for most residential properties following a sheriff sale. Agricultural or abandoned properties may have a shorter redemption window. An attorney can confirm the applicable timeline for your specific situation.
Can I sell my Bay County property during the redemption period?
Yes. You retain the right to sell your property throughout the redemption period. Selling before the deadline can allow you to recover equity that would otherwise be permanently forfeited when the redemption window closes.
What types of properties are most commonly foreclosed in Bay County?
Bay County foreclosures most frequently involve urban and suburban residential homes in Bay City, Essexville, and surrounding townships, as well as rural parcels and the occasional Saginaw Bay waterfront property.
Where are Bay County sheriff sales published and held?
Bay County sheriff sales are published in local newspapers and posted at the Bay County Building in Bay City. Contact the Bay County Sheriff’s Office for current sale schedules and confirmation of publication requirements.
Does Bay City’s historic housing stock affect foreclosure equity values?
Historic Bay City homes can carry meaningful equity due to architectural character and proximity to the waterfront and downtown. However, older homes may also require updates, which is why working with a knowledgeable broker to accurately assess and market the property is especially valuable.
Which counties border Bay County in Michigan?
Bay County is bordered by Arenac County to the north, Iosco and Tuscola counties to the east, Saginaw County to the south, and Midland County to the west. These surrounding counties share similar redemption resources and market dynamics.
Browse nearby county foreclosure listings: Arenac County | Saginaw County | Midland County | Tuscola County | Iosco County | Michigan Equity Recovery Home
📍 Browse Michigan Foreclosure Sales by County
← View All 83 Michigan CountiesSearch sheriff sales and redemption deadlines across every Michigan county.
