38 N. Union Street, Sparta, MI 49345

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the Kent County Circuit Court in Grand Rapids, Michigan, starting promptly on August 26, 2026 at 10:00 a.m. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Mortgage (the “Mortgage”) made by David R. Harkema O.D. and Mary M. Harkema, husband and wife, as Mortgagor, to ChoiceOne Bank, as Mortgagee, dated November 7, 2024, and recorded on November 12, 2024, Instrument No. 202411120063983, Kent County Records, Kent County, Michigan. The balance owing on the Mortgage is $133,758.29 at the time of this Notice. The Mortgage contains a power of sale and no suit or proceeding at law or in equity has been instituted to recover the debt secured by the Mortgage, or any part of the Mortgage. The Mortgagee will apply the sale proceeds to the debt secured by the Mortgage as stated above, plus interest at the 11.650%; all legal costs and expenses, including attorney fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The property to be sold at foreclosure is all of that real estate situated in the Township of Sparta/Village of Sparta, County of Kent, State of Michigan, described as: The South 13 feet of the West 77.85 feet of Lot 2 and the North 36 feet of Lot 3, Block 2, Village of Sparta, Sparta Township, Kent County, Michigan, as recorded in Liber 2 of Plats, Pages 5 and 6, EXCEPT the North 2 feet of the East 54.15 feet of Lot 3. ALSO EXCEPT that part of Lot 3 lying South of a line described as: Commencing on the East line of Union Street and the West line of Lot 3 at a point 1 foot South of the South wall of the building once occupied by Buege and Tanner; thence East parallel with the North line of Lot 3 to the East line of Lot 3. Said parcel is described for tax purposes as: Lot 3, EXCEPT the South 37.6 feet and ALSO EXCEPT the North 2 feet of the East 54.15 feet; ALSO EXCEPT the South 13 feet of the West 77.85 feet of Lot 2, Block 2, Village of Sparta, Sparta Township, Kent County, Michigan, according to the recorded plat thereof. Commonly known as 38 N. Union Street, Sparta, MI 49345-1138 Parcel ID Number: 41-05-14-353-009 The redemption period shall be six (6) months from the date of sale pursuant to MCLA 600.3240(7). Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. July 10, 2026 ChoiceOne Bank, Mortgagee PLUNKETT COONEY LISA A. HALL (P70200) Attorney for Mortgagee 333 Bridge Street NW, Suite 530 Grand Rapids, Michigan 49504 (616) 752-4615 (07-22)(08-19)