22708 Raymond Street, St Clair Shores, MI 48082

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Under the power of sale contained herein in said mortgage and the statute in such case made and provided, notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or a cashier's check at the place of holding the circuit court in MACOMB County, starting promptly at 10:00 AM, on July 31. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE SALE – Default has been made in the conditions of a mortgage made by Spencer Black, married man, to Mortgage Electronic Registration Systems, Inc., solely as nominee for Ross Mortgage Corporation, dated June 24, 2015, and recorded July 1, 2015 in Liber 23494, Page 572 in MACOMB County records, Michigan, and assigned to U.S. Bank National Association, not in its individual capacity but solely as Legal Title Trustee for RMTP Trust, Series 2021 BKM-TT-V by an Assignment of Mortgage recorded on May 5, 2022 in Liber 28593, Page 376, and assigned to U.S. Bank National Association, not in its individual capacity, but solely as Trustee for RMTP Trust, Series 2021-Cottage-TT-V by an Assignment of Mortgage recorded on December 17, 2024 in Liber 29894, Page 815, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eight Thousand Five Hundred Seventy-Six and 49/100 dollars ($108,576.49). Said premises are situated in the City of Saint Clair Shores, County of MACOMB, and State of Michigan, and particularly described as: Lot 77, Thompson's Clairview Subdivision, according to the plat thereof as recorded in Liber 5 of Plats, Page(s) 5, Macomb County Records. Property Address:22708 Raymond Street Saint Clair Shores, Michigan 48082 Parcel No.: 09-14-11-153-025 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: June 19, 2026 For more information, please call: (513) 444-4100 Sottile and Barile PLLC Attorneys for Plaintiff 394 Wards Corner Boulevard, Suite 180 Loveland, OH 45140 File MF2604011 – Black, Spencer (FHA) – DA (6-19)(7-10)