16590 Lake Drive, Idlewild, MI 49642

Public Foreclosure Notice

NOTICE OF FORECLOSURE OF MORTGAGE CHARLES J. HIEMSTRA IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Default has occurred in the conditions of a Mortgage (“Mortgage”) made by Nathaniel Barker and Audranell Barker, husband and wife, of 16590 Lake Drive, Idlewild, Michigan 49642, Mortgagor, to Astera Credit Union, a state-chartered credit union, having its principal office at 111 S. Waverly Road, Lansing, Michigan 48917 (“Mortgagee”), which Mortgage was dated December 6, 2017, and recorded in the office of the Register of Deeds for Lake County, Michigan on December 13, 2017 at Liber 397, Page 239. This Mortgage is now held by Adventure Credit Union, successor by merger of Astera Credit Union. By reason of this default, the Mortgagee hereby declares the entire unpaid amount of said Mortgage due and payable immediately. As of the date of this Notice there is claimed to be due on this Mortgage the sum of Forty-two Thousand Seven Hundred Forty-two and 52/100 Dollars ($42,742.52). No suit or proceeding at law has been instituted to recover the debt secured by this Mortgage or any part thereof. NOTICE OF FORECLOSURE BY ADVERTISEMENT: Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the above Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Lake County, 800 Tenth Street, Baldwin, Michigan 49304, starting promptly at 11:00 a.m., on Thursday, the 2nd day of April 2026 The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The premises covered by this Mortgage are located in the Township of Yates, County of Lake, State of Michigan and described as follows: Lots 3 to 6, inclusive, Block 292, Idlewild #4, according to the recorded plat thereof, Yates Township, Lake County, Michigan Parcel ID No. 43-15-392-003-00 Property address: 16590 Lake Drive, Idlewild, Michigan 49642 Notice is further given that the length of the redemption period will be one (1) year from the date of sale unless determined to be abandoned in accordance with MCL 600.3241a, in which case the redemption period will be as provided by MCL 600.3241a. If this property is sold at a foreclosure sale by advertisement, during the period of redemption, borrower/mortgagor will be responsible to the purchaser or to the mortgage holder for physical injury to the property beyond wear and tear resulting from the normal use of the property if the physical injury is caused by or at the direction of the borrower/mortgagor. Dated: February 18, 2026 Adventure Credit Union MORTGAGEE THIS INSTRUMENT PREPARED BY: Charles J. Hiemstra (P-24332) Attorney for Mortgagee 125 Ottawa Ave., NW, Suite 310 Grand Rapids, MI 49503 (616) 235-3100 (02-27)(03-20)