60 W Munger Rd, Munger, MI 48747

Public Foreclosure Notice

SHORT FORECLOSURE NOTICE – BAY COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on April 10, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Kyle Topie, a single man and Ashley Swanson, a single woman, as joint tenants with right of survivorship Original Mortgagee: Staunton Financial, Inc. Date of mortgage: August 26, 2022 Recorded on September 1, 2022, in Document No. 202212579, Foreclosing Assignee (if any): Michigan State Housing Development Authority Amount claimed to be due at the date hereof: One Hundred Forty-Two Thousand Eight Hundred Sixty-One and 60/100 Dollars ($142,861.60) Mortgaged premises: Situated in Bay County, and described as: A parcel of land in the Southeast 1/4 of the Southeast 1/4 of Section 17, Town 13 North, Range 6 East, Merritt Township, Bay County, Michigan, being described as: beginning at a point 578.00 feet West along section line from Southeast corner of said Section 17; thence running West along said section line a distance of 74.50 feet; thence running North parallel with the East line of said section a distance of 198.00 feet; thence running East parallel with the South line of section a distance of 74.50 feet; thence running South 198.00 feet to point of beginning. Commonly known as 60 W Munger Rd, Munger, MI 48747 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Michigan State Housing Development Authority Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (03-04)(03-25)