716 S Steel St, Ontonagon, MI 49953

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Ontonagon County, starting promptly at 11:00 AM, on February 26, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Joseph R. Papineau, unmarried Original Mortgagee: Amerifirst Financial Corporation Foreclosing Assignee (if any): GITSIT Solutions, LLC, not in its individual capacity but solely in its capacity as Separate Trustee of GV Trust 2025-1 Date of Mortgage: August 31, 2005 Date of Mortgage Recording: September 20, 2005 Amount claimed due on date of notice: $103,664.78 Description of the mortgaged premises: Situated in Village of Ontonagon, Ontonagon County, Michigan, and described as: ALL THAT PART OF LOTS 5 AND 7, PAYNE STREET WEST, PLAT OF MULOCK'S ADDITION TO THE VILLAGE OF ONTONAGON, ACCORDING TO THE RECORDED PLAT THEREOF, LYING WESTERLY OF U.S, HIGHWAY NO. 45. INCLUDING THAT PART OF THE NORTH 1/2 OF VACATED PAYNE STREET WEST LYING SOUTH OF AND ADJACENT TO SAID LOTS 5 AND 7, AS SET FORTH IN LIBER 26 OF MISCELLANEOUS RECORDS PAGE 298. ALSO INCLUDING THAT PART OF THE EAST 1/2 OF VACATED STEEL STREET LYING WEST OF AND ADJACENT TO SAID LOT 7 AS SET FORTH IN LIBER 28 OF MISCELLANEOUS RECORDS PAGE 227. EXCEPTING ALL OIL, GAS, ORES AND MINERAL INTERESTS OF RECORD; AND SUBJECT TO ANY MINING AND DEVELOPMENT RIGHTS THERETO. Common street address (if any): 716 S Steel St, Ontonagon, MI 49953-1558 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: January 28, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (01-28)(02-18)