11000 Lipp Highway, Ottawa Lake, MI 49267

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE ATTENTION PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. Default has occurred in the conditions of a Mortgage (“Mortgage”) made by Matthew C. Richey and Cary A. Richey, original mortgagor to original mortgagee Farmers & Merchants State Bank, the Mortgage being dated April 26, 2013 and recorded on May 2, 2013 in Liber 2468, Page 0037 in Lenawee County, Michigan records. Farmers & Merchants State Bank is the holder and servicer of the Mortgage. There is claimed to be due at the date hereof the sum of $95,494.20 which amount may or may not be the entire indebtedness owed to mortgagees/assignees, together with interest at the rate of 7.50% per annum. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding circuit court in Lenawee County, starting promptly at 10:00 AM, on Thursday October 29, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds or a title insurance company, either of which may charge a fee for this information. Property Description: Situated in the Township of Riga, County of Lenawee, State of Michigan described as follows: The Northwest 1/4 of the Southwest 1/4 of Section 26, Town 8 South, Range 5 East, Riga Township, Lenawee County, Michigan. Parcel Id. No. RG0-126-3050-00 Address: 11000 Lipp Highway, Ottawa Lake, Michigan 49267 The redemption period shall be 1 year from the date of sale. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. Date: September 17, 2026 By: Mark W. Sandretto (P74007) One SeaGate, 27th Floor, P.O. Box 10032 Toledo, Ohio 43699-0032 Ph: (419) 241-6000 Attorneys for Farmers & Merchants State Bank (09-24)(10-15)