9444 South Channel Drive, Harsens Island, MI 48028

Public Foreclosure Notice

FORECLOSURE NOTICE (ALL COUNTIES) AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Notice of Foreclosure by Advertisement – Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in St. Clair County, starting promptly at 1:00 PM a.m./p.m. on October 15, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default having been made in the terms and conditions of a certain mortgage made by James O Johnson and Arnetta K Johnson of St. Clair County, Michigan, Mortgagor to Fifth Third Bank (Eastern Michigan) dated the 3rd day of December, 2004, and recorded in the office of the Register of Deeds, for the County of St. Clair and State of Michigan, on the 5th day of January, 2005, Liber 3254, Page 526, of the St. Clair County Records on which mortgage there is claimed to be due, at the date of this notice, for principal of $322,733.38 plus accrued interest at 2.99000% percent per annum. Which said premises are described as follows: All that certain piece or parcel of land situated in the Township of Clay, in the County of St. Clair and State of Michigan and described as follows to wit: PARCEL B: PART OF LOT 7 BEG N 43D E 172.28` FROM SW LOT COR, TH N 43D E 100`, TH S 52D E 497.55`, TH S 43D W 100`, TH N 52D W 497.55` TO BEG ST CLAIR FLATS, SOUTH CHANNEL DEEDED 10/17/55 PARCEL C: PART OF LOT 7 BEG N 43D E 272.28` FROM SW LOT COR, TH N 43D E 80`, TH S 52D E 497.55`, TH S 43D W 80`, TH S 52D W 497.55` TO BEG ST CLAIR FLATS, SOUTH CHANNEL DEEDED 10/17/55 PARCEL D: PART OF LOT 7 BEG N 43D E 352.28` FROM SW LOT COR, TH N 43D E 120`, TH S 52D E 497.55`, TH S 43D W 120`, TH N 52D W 497.55` TO BEG ST CLAIR FLATS, SOUTH CHANNEL DEEDED 10/17/55 Commonly known as: 9444 South Channel Drive, Harsens Island, MI 48028 Tax ID: 14-847-0014-300, 74-14-847-0014-200, 74-14-847-0014-100 If the property is sold at a foreclosure sale the borrower, pursuant to MCLA 600.3278 will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. FinCEN reporting will be required of all successful purchasers, absent a lawful exception. Dated: September 16, 2026 By: Benjamin N. Hoen #P-81415 Weltman, Weinberg & Reis Co., L.P.A. 5990 West Creek Road, Suite 200 Independence, OH 44131 Telephone: 216-739-5100 Fax: 216-363-4034 Email: bhoen@weltman.com WWR#: 22-000956-3 (09-09)(09-30)