6503 Carpenter St, Marlette, MI 48453

Public Foreclosure Notice

NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Sanilac County, starting promptly at 10:00 a.m. on October 8, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Tiffany Lynn Pray and Kenneth Lloyd Falke, a married couple. Original Mortgagee: 21st Mortgage Corporation. Date of Mortgage: June 17, 2024. Date of Mortgage Recording: June 18, 2024 in Liber 1590, Page 587, Sanilac County Records, Michigan. Amount claimed due on date of notice: one hundred fifty-four thousand eight hundred forty-five and 87/100 Dollars ($154,845.87), including interest. Description of the mortgaged premises: Situated in the City of Marlette, County of Sanilac, State of Michigan, to wit: Commencing at the East quarter corner of Section 31, Town 11 North, Range 12 East, thence South 01 degrees 20 minutes East 726.0 feet along the East Section line to the point of beginning. RUNNING THENCE South 01 degrees 20 minutes East 93.50 feet along the East Section line; thence South 89 degrees 01 minutes West 109.0 feet; thence North 01 degrees 20 minutes West 93.50 feet, thence North 89 degrees 01 minutes East 109.0 feet to the point of beginning, and all improvements thereon, including a 1997 Patriot 52X26 manufactured home bearing serial number VP3978ABINR0104. Common street address: 6503 Carpenter St., Marlette, Michigan 48453. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(16) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Subject to future court rulings, FinCEN reporting may be required of all successful purchasers, absent a lawful exemption. Additional information regarding FinCEN regulations and reporting can be found at: https://www.fincen.gov/rre and https://www.fincen.gov/rre-faqs. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector attempting to collect a debt. Any information we obtain will be used for that purpose. This sale may be rescinded or set aside by the foreclosing mortgagee. In such event, damages, if any, shall be limited solely to the return or refund of the bid amount tendered at such sale, together with interest. Dated: August 26, 2026 21st Mortgage Corporation, Mortgagee By: Richard A. Green Law Offices of Richard A. Green 30150 Telegraph Road, Ste. 444 Bingham Farms, MI 48025 (248) 924-2354 (09-02)(09-23)