255 Eight Street, Manistee, MI 49660

Public Foreclosure Notice

SHORT FORECLOSURE NOTICE – MANISTEE COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Manistee County, starting promptly at 10:00 AM, on September 10, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Richard Najdowski and Loise Najdowski aka Louise Najdowski, husband and wife Original Mortgagee: Wells Fargo Home Mortgage, Inc. Date of mortgage: September 26, 2003 Recorded on October 22, 2003, Liber 882, on Page 586, and re-recorded via Judgment on January 27, 2025, in Document No. 2025000343, Foreclosing Assignee (if any): Onity Loan Acquisition Trust 2025-HB1 Amount claimed to be due at the date hereof: Two Hundred Ninety-Seven Thousand Eight Hundred Ninety and 05/100 Dollars ($297,890.05) Mortgaged premises: Situated in Manistee County, and described as: A PART OF THE NORTH 1/2 OF THE NORTHEAST 1/4 OF THE SOUTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 12, TOWN 21 NORTH, RANGE 17 WEST, COMMENCING AT THE NORTHEAST CORNER OF SAID NORTH 1/2 OF THE NORTHEAST 1/4 OF THE SOUTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 12; THENCE SOUTH 3 DEGREES 17 MINUTES 36 SECONDS WEST 33.00 FEET ALONG THE C.L. OF DAVIS ST. TO THE SOUTH LINE OF 8TH ST.; THENCE NORTH 87 DEGREES 02 MINUTES 42 SECONDS WEST 382.40 FEET FOR THE POINT OF BEGINNING.; THENCE CONTINUING NORTH 87 DEGREES 02 MINUTES 42 SECONDS WEST 184.23 FEET; THENCE SOUTH 03 DEGREES 20 MINUTES 26 SECONDS WEST 166.16 FEET; THENCE SOUTH 86 DEGREES 54 MINUTES 58 SECONDS EAST 94.28 FEET; THENCE NORTH 3 DEGREES 08 MINUTES 11 SECONDS EAST 32.21 FEET; THENCE SOUTH 86 DEGREES 51 MINUTES 27 SECONDS EAST 90 FEET; THENCE NORTH 3 DEGREES 21 MINUTES 53 SECONDS EAST 134.46 FEET TO THE POINT OF BEGINNING. Commonly known as 255 Eight Street, Manistee, MI 49660 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Onity Loan Acquisition Trust 2025-HB1 Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (08-11)(09-01)