114 Castle Ridge Drive, Battle Creek, MI 49015

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE OF FORECLOSURE BY ADVERTISEMENT Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the Circuit Court in Calhoun County, Michigan, starting promptly at 9 a.m., on Thursday, August 20, 2026. The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than ninety (90) days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Default has been made in the conditions of a certain First Mortgage (“Mortgage”) and Mortgage Note (“Note”) made by Tino W. Smith, a man, whose address is 181 Apple Blossom Lane, Battle Creek, Michigan 49015 (“Mortgagor”), in favor of John G. Bizon and Deborah M. Bizon, which address is 59 Santalina Trail, Battle Creek, Michigan 49014 (“Mortgagee”). The Mortgage is dated May 30, 2023, and was recorded on June 12, 2023, in the Calhoun County Register of Deeds, at Liber 4751, Page 0962. As of Wednesday, July 15, 2026, the amount claimed to be due under the Mortgage is the sum of One Million Seventy-Seven Thousand Three Hundred Forty-Eight and 28/100 Dollars ($1,077,348.28), including, but not limited to, the balance due under the Note and attorney fees. This sum will increase as additional interest, costs, expenses, and attorney fees accrue under the Mortgage and Note and which are permitted under Michigan law. Under the power of sale contained in the Mortgage, and the statute in such case made and provided, notice is hereby given that the Mortgage will be foreclosed by sale of the mortgaged premises at public sale to the highest bidder at the Calhoun County Courthouse, which address is 161 Michigan Avenue, Battle Creek, Michigan 49014, and which is the place of the holding of the Circuit Court for Calhoun County, State of Michigan, on Thursday, August 20, 2026, at 9 a.m. The property subject to the Mortgage is situated in the City of Battle Creek, County of Calhoun, State of Michigan and legally described as follows: Lot 69, Minges Hills No. 4, according to the Plat thereof as recorded in Liber 21 of Plats, Pages 9 through 11, Calhoun County Records. Parcel Address: 114 Castle Ridge Drive, Battle Creek, Michigan 49015 Parcel Tax ID: 13-52-5554-00-069-0 If the property is eventually sold at foreclosure sale, the redemption period will be six (6) months from the date of sale, unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period can be shortened in accordance with Michigan law. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the Mortgagor and any other person liable on the Mortgage will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: July 15, 2026 MORTGAGEE: John G. Bizon and Deborah M. Bizon 59 Santalina Trail Battle Creek, Michigan 49014 Attorneys for Mortgagee: James D. Lance Kreis, Enderle, Hudgins & Borsos, P.C. 1 Michigan Avenue West Battle Creek, Michigan 49017 (07-15)(08-05)