Vacant Land Chapel Road, Parma, MI 49269

Public Foreclosure Notice

NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage (as defined below) will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Jackson County, Michigan, starting promptly at 10:00 a.m. on Wednesday, August 19, 2026. The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Mortgage dated December 2, 2016, and recorded on December 8, 2016, at Liber 2089, Page 0666, Jackson County Register of Deeds (the “Mortgage”), executed by Michael Herter and Kathleen L. Zakrzewski, husband and wife, whose address is 3623 Heeney Road, Stockbridge, Michigan 49285, in favor of ChoiceOne Bank, successor by merger to The State Bank formerly known as Farmers State Bank of Munith (“Mortgagee”), whose address is 450 W. Muskegon, Kent City, Michigan 49330. The balance owing on the Mortgage is $307,032.67 as of the date of this notice. The Mortgage contains a power of sale and no suit or proceeding at law or in equity has been instituted to recover the debt secured by the Mortgage, or any part of the Mortgage. The Mortgagee will apply the sale proceeds to the debt secured by the Mortgage as stated above, plus interest on the amount due at the interest rate(s) set forth in the promissory note(s); all legal costs and expenses, including attorneys' fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The property to be sold at foreclosure is all of that real estate and improvements located in the Township of Spring Arbor, County of Jackson, State of Michigan, and is described as follows: A parcel of land in the Southwest 1/4 of the fractional Northwest 1/4 of Section 4, Town 3 South, Range 2 West, Spring Arbor Township, Jackson County, Michigan, and being more specifically described as beginning at the West 1/4 post of said Section 4; thence North 01° 28' 11" West 1326.03 feet, along the West line of said Section 4 to the North 1/8 line of said Section 4; thence North 89° 54' 49" East 1213.15 feet, along the North 1/8 line of said Section 4, to the centerline of Chapel Road; thence South 00° 57' 23" West 231.77 feet along the centerline of Chapel Road; thence Southwesterly 208.91 feet, along the centerline of Chapel Road and the arc of a 750.00 foot radius curve to the left, central angle 15° 57' 34", chord bearing South 08° 56' 10" West 208.24 feet; thence South 16° 54' 58" West 102.23 feet along the centerline of Chapel Road; thence South 89° 55' 33" West 400.25 feet parallel with the East and West 1/4 line of said Section 4; thence South 06° 41' 37" West 645.32 feet; thence South 16° 54' 58" West 156.75 feet to the East and West 1/4 line of said Section 4; thence South 89° 55' 33" West 592.10 feet, along the East and West 1/4 line of said Section 4, to the point of beginning. ALSO All that part of the South 1/2 of the fractional Northwest 1/4 lying East of the centerline of Chapel Road and the Southwest 1/4 of the fractional Northeast 1/4 of Section 4, Town 3 South, Range 2 West, Spring Arbor Township, Jackson County, Michigan, and being more specifically described as commencing at the West 1/4 post of said Section 4; thence North 01° 28' 11" West 1326.03 feet, along the West line of said Section 4, to the North 1/8 line of said Section 4; thence North 89° 54' 49" East 1213.15 feet, along the North 1/8 line of said Section 4 to the centerline of Chapel Road for the point of beginning of this description; thence continuing North 89° 54' 49" East 1446.18 feet along the North 1/8 line of said Section 4 to the North and South 1/4 line of said Section 4; thence North 89° 52' 10" East 1329.28 feet, along the North 1/8 line of said Section 4, to the East 1/8 line of said Section 4, thence South 01° 26' 24" East 1327.89 feet, along the East 1/8 line of said Section 4, to the East and West 1/4 line of said Section 4; thence South 89° 55' 33" West 1330.55 feet along the East and West 1/4 line of said Section 4 to the North and South 1/4 line of said Section 4; thence continuing South 89° 55' 33" West 1525.00 feet along the East and West 1/4 line of said Section 4; thence North 16° 54' 58" East 168.00 feet parallel with the centerline of Chapel Road; thence South 89° 55' 33" West 260.00 feet to the centerline of Chapel Road; thence North 16° 54' 58" East 761.05 feet along the centerline of Chapel Road; thence Northeasterly 208.91 feet along the centerline of Chapel Road and the arc of a 750.00 foot radius curve to the left, central angle 15° 57' 34", chord bearing North 08° 56' 10" East 208.24 feet; thence North 00° 57' 23" East 231.77 feet along the centerline of Chapel Road to the point of beginning. Commonly known as: Vacant Land Chapel Road, Parma, Michigan 49269 Tax Parcel No.: 000-12-04-151-002-03 & 000-12-04-176-001-01 The redemption period shall be twelve (12) months from the date of sale pursuant to MCL 600.3240. If the property is sold at a foreclosure sale, pursuant to MCL 600.3278, the Mortgagor, or any other person responsible liable on the Mortgage, will be held responsible to the person or entity who buys the property at the mortgage foreclosure sale or to the mortgage holder for any physical injury to the property, beyond wear and tear resulting from the normal use of the property, during the redemption period. ChoiceOne Bank Dated: July 8, 2026 PLUNKETT COONEY PETER D. CRONK (P60172) Attorneys for Mortgagee 101 North Washington Square, Suite 1200 Lansing, Michigan 48933 517.324.5611 (07-16)(08-13)