351 E Huron Dr, Bois Blanc Island, MI 49775

Public Foreclosure Notice

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Mackinac County, starting promptly at 11:00 AM, August 27, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Mary Elsea, Survivor Of Herself And Her Deceased Husband William R. Elsea to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Genworth Financial Home Equity Access, Inc, its successors and assigns, Mortgagee, dated July 13, 2012, and recorded on July 24, 2012, in Liber 745, Page 406, Mackinac County Records, said mortgage was assigned to Wilmington Savings Fund Society, FSB, as trustee, not in its individual capacity but solely in its capacity as such, the Trustee on behalf of WFL Homes Trust by an Assignment of Mortgage dated October 23, 2025 and recorded December 11, 2025 in Liber 997, Page 635, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Six Thousand Nine Hundred Fifty-One and 66/100 ($206,951.66) including interest at the rate of 4.75000% per annum. Said premises are situated in the Township of BOIS BLANC, Mackinac County, Michigan, and are described as: A Part Of Government Lot 3, Section 27, Bois Blanc Island, Described As: Beginning At The Northeasterly Corner Of Said Lot 3 And Proceeding Thence South 24 degrees 30 minutes West Along The Line Between Lots 2 and 3, A Distance Of 3,360.00 Feet: Thence North 65 degrees 30 minutes West 328.8 Feet To The Point Of Beginning Of This Description; Thence South 65 degrees 30 minutes East 328.8 feet To The Line Between Lots 2 and 3; Thence South 24 degrees 30 minutes West along said Line 507.5 feet; Thence North 65 degrees 30 minutes West 100.00 feet; thence South 24 degrees 30 minutes West to the ordinary high water mark of the Straits of Mackinac, Lake Huron, Thence Westerly Along Said Ordinary High Water Mark To A Point South 24 degrees 30 minutes West from the point of beginning; thence North 24 degrees 30 minutes East To The Point Of Beginning; Except That Part Being Used For County Road. EXCEPT:A Portion Of Government Lot 3; Section 27, Described As Follows: Commencing On The Easterly Lot Line Of Government Lot 3, Section 27 At Ordinary High Water Mark Of The Straits Of Mackinac; Thence Northerly Along The Said Easterly Lot Line Of Government Lot 3,400.00 Feet; Thence Westerly And Parallel With Northern Lot Line Of Said Section 27, A Distance Of 200.00 Feet; Thence Southerly And Parallel With The Eastern Line Of Said Government Lot 3, A Distance Of 400.00 Feet To The Ordinary High Water Mark Of The Straits Of Mackinac; Thence Easterly Along The Ordinary High Water Mark Of The Straits Of Mackinac To The Point Of Beginning. EXCEPT: Parcel A-2: Commencing At The Northeasterly Corner Of Government Lot 3, Section 27; Thence South 24 degrees 30 minutes 00 seconds West 3,613.25 Feet Along the Easterly Line of Government Lot 3 To The Point Of Beginning; Thence Continuing South 24 degrees 30 minutes 00 seconds West 253.75 feet Along the Easterly Line Of Government Lot 3; Thence North 65 degrees 30 minutes 00 seconds West 328.80 Feet; Thence North 24 degrees 30 minutes 00 seconds East 253.75 Feet; Thence South 65 degrees 30 minutes 00 seconds East 328.80 feet to the point of beginning. EXCEPT: Parcel A-3: Commencing At The Northeasterly Corner Of Government Lot 3, Section 27; Thence South 24 degrees 30 minutes 00 seconds West 3,360.00 feet along the Easterly Line of Government Lot 3 to The point of beginning; Thence Continuing South 24 degrees 30 minutes 00 seconds West 253.75 feet along the Easterly line of Government Lot 3; Thence North 65 degrees 30 minutes 00 seconds West 328.80 feet; Thence North 24 degrees 30 minutes 00 seconds East 253.75 feet; Thence South 65 degrees 30 minutes 00 seconds East 328.80 feet to the point of beginning. Easement Parcel: Together With And Reserving A 15.00 Foot Easement For Ingress And Egress Along The Northwesterly 15.00 Feet Of The Southeasterly 328.80 Feet; EXCEPT The Northeasterly 3,613.75 Feet Thereof Of Government Lot 3, Section 27, All being a part of Government Lot 3, Section 27. Commonly known as: 351 E Huron Dr, BOIS BLANC ISLAND, MI 49775 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: July 22, 2026 Randall S. Miller & Associates, P.C. Attorneys for Wilmington Savings Fund Society, FSB, as trustee, not in its individual capacity but solely in its capacity as such, the Trustee on behalf of WFL Homes Trust 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 25MI00950-1 (07-22)(08-12)