2731 Decker Rd, Decker, MI 48426

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Sanilac County, starting promptly at 10:00 AM, on July 23, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Ernest E. Ray II and Jane L. Radcliffee-Ray, husband and wife Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): Freedom Mortgage Corporation Date of Mortgage: July 19, 2004 Date of Mortgage Recording: July 23, 2004 Amount claimed due on date of notice: $39,886.39 Description of the mortgaged premises: Situated in Township of Lamotte, Sanilac County, Michigan, and described as: COMMENCING AT THE EAST QUARTER CORNER OF SECTION 4, TOWN 12 NORTH, RANGE 12 EAST, THENCE SOUTH 0 DEGREES 30 MINUTES EAST 653.0 FEET ALONG THE EAST SECTION LINE TO THE POINT OF BEGINNING. RUNNING THENCE SOUTH 0 DEGREES 30 MINUTES EAST 117.0 FEET ALONG THE EAST SECTION LINE, THENCE SOUTH 89 DEGREES 30 MINUTES WEST 330.0 FEET, THENCE NORTH 0 DEGREES 30 MINUTES WEST 117.0 FEET, THENCE NORTH 89 DEGREES 30 MINUTES EAST 330.0 FEET TO THE POINT OF BEGINNING. Common street address (if any): 2731 Decker Rd, Decker, MI 48426-9730 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: June 3, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (06-03)(06-24)